Finance For Your First Home, Next Home, or Investment Property. How Can We Help?
A Better Structure. A Better Rate. A Better Service! Rates from 4.99% (5.91%*). Purchase with just a 5% Deposit.
HOME LOAN RATES FROM 4.99% (5.91%*). Up to $4000 cashback with selected lenders!
Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)
The Billions Capital Promise
Competitive Finance
We have access to hundreds of bank, non bank, and other lenders and will do all the hard work to find you the best deal.
Expert Advice
We will find you the best product for your specific circumstances, and we will also complete a financial health check.
Stress Free Service
We will guide and support you through the entire process. It’s easy, fast and stress-free. Our service doesn’t end with settlement.
Ready for a chat? Book in a 20-minute consultation now
SELECTED HOME LOAN RATES :: 4.99% (5.91%*) 4.99% (6.55%*) 5.14% (6.01%*) 5.39% (5.77%*) 5.39% (6.09%*) 5.39% (6.30%*) 5.44% (7.16%*) 5.45% (5.94%*) 5.49% (5.71%*) 5.49% (5.79%*) 5.49% (5.80%*) 5.49% (5.89%*) 5.49% (5.91%*) 5.49% (5.96%*) 5.49% (6.07%*) 5.49% (6.12%*) 5.49% (6.15%*) 5.49% (6.19%*) 5.49% (6.23%*) 5.49% (6.26%*) 5.49% (6.27%*) 5.49% (7.46%*) 5.50% (5.56%*) 5.54% (5.99%*) 5.54% (6.28%*) Contact us for a better understanding of what rates might apply
EXPERTS IN ALL AREAS OF PROPERTY FINANCE
We believe that our relationship doesn't end on the loan settlement. You will continue to receive our support and guidance as your circumstances change.
OUR APPROACH
As highly experience mortgage brokers, property investors and real-estate professionals, we’ll work relentlessly to guide you into a product that is suited to your circumstances.
THE PROCESS
We guide you through every step of the home buying or investment process – before and after settlement. We provide cutting edge insights on the property and money market..
YOUR EXPERIENCE
We have a customer focused, solution driven attitude. Our aim is to be your trusted adviser driven by transparent advice, and backed by good old fashioned personal service..
Ready for a chat? Book in a 20-minute consultation now
We will guide you through every step of the process.
Receive 100% independent financial advice from a broker who is invested in your future
You will receive a more personalised service than you would typically receive at a bank. Think of us as your personal banker. We are not owned by any bank and are here to provide you with the best product for your needs and unique circumstances, regardless of what lender it is with.
We will guide you through every step of the process and talk in easy to understand language, so you are aware of everything that is going on with your mortgage.
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Not all Mortgage Brokers are created equal. Read our blog to get valuable expert insights.
In addition to our regular blog articles, consider our extensive Frequently Asked Questions
Debt Minimisation
What is the Advantage in Fortnightly Repayments?
Let me let you in on one of the mortgage world’s worst-kept secrets: you can pay off your loan faster without changing your budget —
6 April 2025
Debt Minimisation
What is the Real Impact of a Daily Cup of Coffee on Your Mortgage?
We’ve all heard the cliché: “Give up your daily coffee and you’ll own a home.” While it’s often delivered with a sanctimonious chuckle by economists
6 April 2025
Debt Minimisation
A Look at 30 Ways To Pay Off Your Home Loan Sooner
To suggest that there are only 14 or even 15 ways to pay off your home loan sooner is somewhat deceptive because countless factors can
6 April 2025
First Home Buyer
What is a Conveyancer and What Role Do They Play in Borrowing?
If you’re new to the world of property ownership, you might be wondering what role a conveyancer plays in the buying and selling process. While
6 April 2025
Debt Minimisation
Why Smart Borrowers Pay Extra and Don’t Drop Their Repayments When Rates Fall
There’s a psychological trap buried in every interest rate cut — and it catches even the most diligent borrowers. The trap? The assumption that lower
6 April 2025
Etymology
Stamp Duty: The Silent Taxor, or the Reign of the Paper Trail
Stamp Duty — a term that strikes fear into the hearts of prospective homeowners, renters, and business owners alike. It is a tax that seems
5 April 2025
Etymology
A History and Etymology of ‘Approval’ – “The Blessing of the Machine”
This article is playful look at the origin, etymology, purpose, and psychology, of the term ‘approval’. As part of a series we’ve created, the article
5 April 2025
Etymology
The Etymology of Income Verification – “Proof of Worth”
This article is playful look at the origin, etymology, purpose, and psychology, of ‘income verification’. As part of a series we’ve created, the article is
5 April 2025
What Others Have to Say...
Need to see more testimonials? Visit our Testimonials Page
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John Doe
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Jane Doe
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John Smith
A Better Rate. A Better Structure. Better Service.
Hundreds of products from up to 40 Lenders, including the Big Banks [ REVIEW RATES ]
What Happens Next?
Step 1
Schedule Your Free Strategy Session
Simply select a 15 minute time slot that works for you and our expert broker will call you to discuss your scenario.
Step 2
We Will Research The Market & Find The Best Offer
We will do all the heavy lifting and use our extensive experience to find you the best rate and structure for your home loan.
Step 3
Present You With A Proposal
A proposal will be presented for your review and approval.
Step 4
Get Your Loan Settled
Once a proposal is accepted, we get your loan as timely as possible and support you every step of the way!
Ready for a chat? Book in a 20-minute consultation now
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Latest from our Instagram feed. You may review our social media articles from our Social Archive [ REVIEW OUR VIDEO ARCHIVE ]
Renovating Your Home To Be More Sustainable and Energy Efficient may Qualify You For a Lower-Rate Green Loan
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The Green Home Offer provides a discount on your Standard Variable Rate home loan for eligible customers who buy, build or renovate their homes to be more sustainable and energy efficient. Eligibility criteria applies. Looking for Business, Personal, SMSF, or other Finance?
We can provide financial solutions for business, personal, equipment, and other needs.
Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)
748B, Pennant Hills Rd, Carlingford , NSW 2118
SYDNEY | MELBOURNE | BRISBANE | ADELAIDE
This is where your credit rep and ACL number will go. The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.
