Options Home Loan
Options Home Loan
Category: Home Loans Last Updated March 10, 2025 Effective April 14, 2025
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate
NA PA
NA PA
Comparison Rate
NAPA*
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
USER-INPUT-RATE/LVR>60%To<=80%
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
- Lending Rate Type: Introductory
- Interest Rate: 5.94%, Comparison Rate 7.09%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
USER-INPUT-RATE/LVR>80%
Minimum: 80.01 PERCENT Maximum: PERCENT
- Lending Rate Type: Introductory
- Interest Rate: 6.14%, Comparison Rate 7.47%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
Product Features
- Digital Banking
- Npp Enabled
- Other Additional Information: 6 Month Variable Introductory Rate
- Redraw
Product Eligibility
- Min Age - 18.
- Natural Person
- Residency Status - Australia.
Bank Fees and Charges
- Loan Establishment Fee (Upfront), Amount: 300.00.
- Loan Administration Fee (Periodic), Amount: 8.00.
- Loan Renegotiation Fee (Event), Amount: 150.00.
- Settlement Disbursement Fee (Upfront), Amount: 5.00.
- Loan Switching Fee (Event), Amount: 200.00.
- Loan Estab Fee - Owner Builder (Upfront), Amount: 500.00.
- Scheduling Fee - Owner Builder (Upfront), Amount: 550.00.
- Progress Draw Fee-construction (Upfront), Amount: 95.00.
- Cu Solicitor Mtg Discharge Fee (Transaction), Amount: 380.00.
- Mortgage Discharge Fee (Transaction), Amount: 250.00.
- Ppsr Security Interest Fee (Upfront), Amount: 50.00.
- Property Search Fee (Upfront), Amount: 30.00.
- Manual Arrears Transfer Fee (Event), Amount: 5.00.
- Arrears Reminder Fee (Event), Amount: 5.00.
- Final Notice Of Demand (Event), Amount: 40.00.
- Real Time Transfer/npp Fee (Upfront), Amount: 20.00.
- Loan Redraw Fee (Transaction), Amount: 20.00.
- Loan Redraw Fee (Transaction), Amount: 0.00.
■ ■ ■
Like this Mortgage Product?
Share on Facebook
Share on Twitter
Share on Linkdin
Share on Pinterest
