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Home Loan Variable: 6.84% (6.84%*) • Home Loan Fixed: 5.89% (7.08%*) • Fixed: 5.89% (7.08%*) • Variable: 6.84% (6.84%*) • Investment IO: 5.99% (7.55%*) • Investment PI: 6.09% (7.46%*)

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Owner Occ. Variable

Interest*

6.84%

Comparison*

6.84%

6.94%

7.24%

7.44%

7.77%

Owner Occ. Fixed

Interest*

5.89%

Comparison*

7.08%

5.89%

7.19%

5.89%

7.32%

5.89%

7.45%

Invest Interest Only

Interest*

5.99%

Comparison*

7.55%

5.99%

7.71%

5.99%

7.89%

5.99%

8.09%

Invest Loans

Interest*

5.99%

Comparison*

7.55%

5.99%

7.71%

5.99%

7.89%

5.99%

8.09%

Billions Capital