RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  Staff Housing Loan

Staff Housing Loan
Category: Home Loans  Last Updated March 10, 2025  Effective April 14, 2025

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
5.44% PA
Comparison Rate
6.78%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Digital Banking
  • Npp Enabled
  • Offset
  • Redraw

 Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Australia.
  • Staff

 Bank Fees and Charges

  • Loan Establishment Fee (Upfront), Amount: 300.00.
  • Loan Renegotiation Fee (Upfront), Amount: 150.00.
  • Settlement Disbursement Fee (Upfront), Amount: 5.00.
  • Progress Draw Fee-construction (Upfront), Amount: 95.00.
  • Cu Solicitor Mtg Discharge Fee (Transaction), Amount: 380.00.
  • Mortgage Discharge Fee (Transaction), Amount: 250.00.
  • Ppsr Security Interest Fee (Upfront), Amount: 50.00.
  • Property Search Fee (Upfront), Amount: 30.00.
  • Manual Arrears Transfer Fee (Event), Amount: 5.00.
  • Arrears Reminder Fee (Event), Amount: 5.00.
  • Final Notice Of Demand (Event), Amount: 40.00.
  • Real Time Transfer/npp Fee (Upfront), Amount: 20.00.
  • Loan Redraw Fee (Transaction), Amount: 20.00.
  • Loan Redraw Fee (Transaction), Amount: 0.00.

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
First Home Buyer Guide, April 2025
  Timezone: 1 · [ CHANGE ]

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