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  Billions Capital [ FINANCE SPECIALISTS ]

Billions Capital
Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)
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Your First Home, Refinancing Your Loan, or Your Next Home

It doesn't matter what manner of finance you require, we'll work relentlessly to make it happen.

Buying Your First Home?
Get guidance through the entire home buying process, and save thousands. Find out if you qualify for a Government grant.

Your First or Next Investment Property
Looking to build your property portfolio with your first or next investment property? Get started today.

Refinance, Release Equity, and Save
Refinancing a home loan is an essential means of making sure you're not donating money to the banks.

Building Your First or Next Home
If you're building your home, lenders will provide a schedule or draws as your home is being built.

Bigger Family = Bigger Home!
If you're looking for your next home we can support the migration, and ease the burden associated with the overlap.

Renovate Your Existing Home
Rather than a new home, why not renovate your existing property, increase its value, and stay living where you love.

Self Managed Super Fund Loans
SMSF Loans empower you to manage your Super contributions with more control and oversight. Competitive rates and terms.

Self Employed
Low-doc, No-Doc, Accountant Declarations, or Tax Statements are still a means of adequately demonstrating your capacity to service a loan.

Private Funding
Access private funding when borrowing is time-critical or when lenders don't provide the necessary products or flexibility.

Using Cash/Equity to Purchase Stock
A margin or investment loan is a form of gearing that lets you borrow money to invest in approved shares or managed funds.

Debt Consolidation
You can access a lower rate with better terms, access equity in your property, and consolidate all existing debt.

Development Finance Specialists
From Townhouses and Medical Centres to Shopping Centres - We've Got You Covered. Fast, efficient, structured, and fully supported service.

Specialist Lending Services

Some occupations qualify for low rate, low deposit, and no LMI finance options. We have experienced experts on staff to satify the needs of these groups and maximise borrowing capacity.

Medico Specialists
Doctors and other health professionals are considered a low-risk borrower. Banks with your future business, so they make provisions for significant borrowing with no LMI.

Legal Industry Specialists
Lawysers, solicitors, registeed legal professionals, and some support staff are considered a low-risk borrower so lenders make provisions for your borrowing with no LMI.

Engineering Professionals
Engineers are considered a high-skilled and low-risk borrower, so lenders may make provisions for your borrowing with lower rates, better conditions, and no LMI.

Essential Services
Law enforcement, firefighters, military, and the abulance service, are considered low-risk borrowers so lenders may offer lower rates, better conditions, and no LMI.

Single Parents
Single Parents with certain income parameters may be able to access government-backed home loans with just a 2% deposit and LMI. Call us for details.

Legal Industry Specialists
Lawysers, solicitors, registeed legal professionals, and some support staff are considered a low-risk borrower so lenders make provisions for your borrowing with no LMI.

Transport Professionals
Some categories of transport professionals are considered low-risk borrowers. Some lenders may offer lower rates, better conditions, and no LMI.

Veterinary Professionals
Veterinary Professionals and some support staff are considered low-risk borrowers. Some lenders may offer lower rates, better conditions, and no LMI.

Skilled Technicians
Some skilled machinists and technicians are considered low risk and may qualify for low-depost, no LMI home loan finance. Call us for details.

Agriculture and Farming
Agrifinance is a speciality lending that requires agricularial and farming specialists. Call us for details and to check on various government incentives.

Nurses and Midwives
Nurses, midwives, and other associated occupations are considered a low-risk borrower. You may qualify for low-deposit, no LMI finance.

Teachers & Early Educators
Teachers and Early Educators play an important role in our lives, have a stable income, and are in high demand. Lenders rewards this with low desposit, no LMI loans.

Selected Home Loan Products [ Lender Review ]

Owner Occ. Variable
Interest*
4.99%
Comparison*
5.91%
   
4.99%
6.55%
   
5.14%
6.01%
   
5.39%
5.77%
   
Owner Occ. Fixed
Interest*
4.99%
Comparison*
5.91%
   
4.99%
6.55%
   
5.14%
6.01%
   
5.39%
5.77%
   
Invest Interest Only
Interest*
5.59%
Comparison*
6.66%
   
5.64%
6.44%
   
5.69%
6.14%
   
5.69%
6.34%
   
Invest Loans
Interest*
4.99%
Comparison*
5.91%
   
4.99%
6.36%
   
5.49%
5.79%
   
5.55%
5.96%
   
Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
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Automotive, Equipment, and Personal Finance

Buying a new car for business or pleasure? Looking to finance business equipment or access business finance?

Your New or Used Vehicle
We have a range of options available to you that'll ensure you don't pay a premium by using expensive dealer finance.

Fast, Easy, Business Car Loans
Access a range of competitive business secured, unsecured, and leasing options. Fast, effortless, and competitive.

Equipment Finance for Business
Access a range of competitive equipment loans for your business. Fast, efficient service.

Personal Loans for any Purpose
Access funds, either secured or unsecured, quickly and easily. Sourced form a large number of competitive lenders.

Single, Twin, Rotary, Sport
Whether it's a light aircraft, transport category equipment, or rotary or specialised aircraft, we will source competitive funds.

Recreational and Commercial Craft
Fast and Easy finance for recreational craft, jetskis, commercial and fishing vessels, and transport equipment. We'll source competitive funds.

Fast Motorcycle Finance
Don't pay inflated dealer fees. We'll source competitive finance for your motorcycle quickly and save you thousands.

Caravans, Campers, and Motorhomes
Use existing equity in your own home, or take out a personal loan, in order to enjoy your permanent holiday.

Business Finance [Includes Commercial Property ]

Business finances to manage yore cashflow and make equipment purchases.

Equipment Finance Overview
Equipment finance is available for the purpose of machinery, farming equipment, manufacturing equipment, commercial kitchens, etc.

Various Business Finance Options
Commercial real estate finance is a form of mortgage loan granted on a commercial property, as opposed to a residential home.

Commercial and Development Finance
Commercial real estate finance is a form of mortgage loan granted on a commercial property, as opposed to a residential home.

Equipment Finance for Business
Access a range of competitive equipment loans for your business. Fast, efficient service.

Fast, Easy, Business Car Loans
Access a range of competitive business secured, unsecured, and leasing options. Fast, effortless, and competitive.

Unsecured Short-Term Finance
Access short-term funds to ensure your business is able to operate with efficiency.

Fast Franchise Business Finance
Looking to purchase a franchise business? Franchise loans are typically secured against the value of the business you are looking to acquire.

Single, Sport, Multi, and Rotary
We provide a range of aircraft financing options. Available for single, multi, and rotary aircraft of any size.

Fixed, Interest Only, Owner Occ.
Interest*
5.49%
Comparison*
5.96%
   
5.49%
6.23%
   
5.59%
5.66%
   
5.59%
5.93%
   
Various Investor Loans
Interest*
4.99%
Comparison*
5.91%
   
4.99%
6.36%
   
5.49%
5.79%
   
5.55%
5.96%
   
Big-4 Owner Occ. Mort.s
Interest*
5.39%
Comparison*
6.30%
   
5.59%
7.22%
   
5.69%
7.35%
   
5.74%
6.63%
   

Recent Reviews [ Recent Reviews ]

Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)
748B, Pennant Hills Rd, Carlingford , NSW 2118
SYDNEY | MELBOURNE | BRISBANE | ADELAIDE

This is where your credit rep and ACL number will go. The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.

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Billions Capital