
Premium Home Loan Fixed 24 mths Interest Only Owner Occupied
Premium Home Loan Fixed 24 mths Interest Only Owner Occupied
Category: Home Loans Last Updated October 7, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied Interest Only product. Additional Information Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $100,000 and up to 95% of property value.
Interest Rate
5.19% PA
5.19% PA
Comparison Rate
5.61%PA*
5.61%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Product Features
- Offset
- Redraw
- Other Additional Information: Included in Relationship Rebate
- Other Additional Information: Additional repayments accepted
- Other Additional Information: Can be used for building
- Other Additional Information: Easy to apply for loan
- Other Additional Information: Partial split loan
- Other Additional Information: Suitable for vacant land
Product Eligibility
- Min Age - 18.
- Residency Status - Must Be An Australian Citizen Or Permanent Resident.
- Other Additional Information: Lending criteria, terms and conditions apply
- Other Additional Information: Up to 95% of the valuation for owner occupied (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). Up to 92% of the valuation for investment (Lenders Mortgage Insurance applies for over 80% Loan to Valuation).
Bank Fees and Charges
- Mortgage Establishment Fee (Event), Amount: 155.00.
- Loan Security Discharge Fee (Event), Amount: 200.00.
- Switch Fee (Event), Amount: 250.00.
Limitations & Restrictions (Constraints)
- Min Balance of 30000.00
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