RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)
Supporting Australia's Farmers With Expert and Fast Financial Relief. Rates from 4.99% (5.91%*).
Supporting Australia's Farmers With Expert and Fast Financial Relief. Rates from 4.99% (5.91%*).
AGRIFINANCE RATES FROM 4.99% (5.91%*). Up to $4000 cashback with selected lenders!
 Farming and Argicultural Business, Property, Equipment, Capital, and Livestock Finance
We provide a vast range of solutions for agriculture and faming purchases, refinance, livestock finance, equipment finance, and other working capital.
Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
  Timezone: 1 · [ CHANGE ]

Aquaculture

Broadacre

Commercial

Dairy Farms

Feedlot

Hatchery

Land Banking

Livestock

Pastural

Poultry

Renewables

Seasonal

Stations

Subdivision

Vineyards

  5.43% 6.02%*  
OWNER OCCUPIED VARIABLE
  4.99% 5.91%*  
OWNER OCCUPIED FIXED
  5.59% 6.66%*  
INVESTMENT IO
  4.99% 5.91%*  
INVESTMENT P&I
  4.99% 5.91%*  
FIXED RATES
  5.43% 6.02%*  
VARIABLE RATES
  5.44% 6.78%*  
INTRODUCTORY RATE
  5.14% 6.20%*  
DISCOUNT RATES
Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)
The Billions Capital Promise

Competitive Finance

We have access to hundreds of bank, non bank, and other lenders and will do all the hard work to find you the best deal.

Expert Advice

We will find you the best product for your specific circumstances, and we will also complete a financial health check.

Stress Free Service

We will guide and support you through the entire process. It’s easy, fast and stress-free. Our service doesn’t end with settlement.
  Ready for a chat? Book in a 20-minute consultation now
Selected Multiple Lenders (Fixed)
Interest*
4.99%
Comparison*
5.91%
   
4.99%
6.55%
   
5.14%
6.01%
   
5.39%
5.77%
   
Selected Multiple Lenders (Variable)
Interest*
5.43%
Comparison*
6.02%
   
5.44%
6.78%
   
5.59%
5.64%
   
5.59%
5.66%
   
Selected BIg-4 Lenders (Variable)
Interest*
5.90%
Comparison*
6.03%
   
6.04%
6.05%
   
6.14%
6.14%
   
6.19%
6.20%
   
Selected Invest Products (IO)
Interest*
5.59%
Comparison*
6.66%
   
5.64%
6.44%
   
5.69%
6.14%
   
5.69%
6.34%
   
 Farming and Argicultural Business, Property, Equipment, Capital, and Livestock Finance
We provide a vast range of solutions for agriculture and faming purchases, refinance, livestock finance, equipment finance, and other working capital.
SELECTED HOME LOAN RATES :: 4.99% (5.91%*)   4.99% (6.55%*)   5.14% (6.01%*)   5.39% (5.77%*)   5.39% (6.09%*)   5.39% (6.30%*)   5.44% (7.16%*)   5.45% (5.94%*)   5.49% (5.71%*)   5.49% (5.79%*)   5.49% (5.80%*)   5.49% (5.89%*)   5.49% (5.91%*)   5.49% (5.96%*)   5.49% (6.07%*)   5.49% (6.12%*)   5.49% (6.15%*)   5.49% (6.19%*)   5.49% (6.23%*)   5.49% (6.26%*)   5.49% (6.27%*)   5.49% (7.46%*)   5.50% (5.56%*)   5.54% (5.99%*)   5.54% (6.28%*)   Contact us for a better understanding of what rates might apply
EXPERTS IN ALL AREAS OF PROPERTY FINANCE
We believe that our relationship doesn't end on the loan settlement. You will continue to receive our support and guidance as your circumstances change.

OUR APPROACH

As highly experience mortgage brokers, property investors and real-estate professionals, we’ll work relentlessly to guide you into a product that is suited to your circumstances.

THE PROCESS

We guide you through every step of the home buying or investment process – before and after settlement. We provide cutting edge insights on the property and money market..

YOUR EXPERIENCE

We have a customer focused, solution driven attitude. Our aim is to be your trusted adviser driven by transparent advice, and backed by good old fashioned personal service..

  Ready for a chat? Book in a 20-minute consultation now
Receive 100% independent financial advice from a broker who is invested in your future

You will receive a more personalised service than you would typically receive at a bank. Think of us as your personal banker. We are not owned by any bank and are here to provide you with the best product for your needs and unique circumstances, regardless of what lender it is with.

We will guide you through every step of the process and talk in easy to understand language, so you are aware of everything that is going on with your mortgage.

We will guide you through every step of the process.
We have helped hundreds of clients achieve their financial goals
Access our proven debt reduction and wealth creation systems that will help you pay off your mortgage years earlier
When you work with us, you are tapping into a proven system that saves homeowners time and money on their mortgage. We have helped hundreds of clients achieve their financial goals and we have got systems and strategies in place to ensure that we can help you too, regardless of your unique circumstances.
Invest Fixed Rates
Interest*
4.99%
Comparison*
5.91%
   
4.99%
6.36%
   
5.49%
5.79%
   
5.55%
5.96%
   
Invest Variable Rates
Interest*
5.81%
Comparison*
5.82%
   
5.84%
5.84%
   
5.84%
5.89%
   
5.84%
5.89%
   
Invest Interest Only
Interest*
5.59%
Comparison*
6.66%
   
5.64%
6.44%
   
5.69%
6.14%
   
5.69%
6.34%
   
 Farming and Argicultural Business, Property, Equipment, Capital, and Livestock Finance
We provide a vast range of solutions for agriculture and faming purchases, refinance, livestock finance, equipment finance, and other working capital.
 Not all Mortgage Brokers are created equal. Read our blog to get valuable expert insights.
In addition to our regular blog articles, consider our extensive Frequently Asked Questions
 What Others Have to Say...
Need to see more testimonials? Visit our Testimonials Page
 A Better Rate. A Better Structure. Better Service.
Hundreds of products from up to 40 Lenders, including the Big Banks [ REVIEW RATES ]
What Happens Next?

Step 1

Schedule Your Free Strategy Session

Simply select a 15 minute time slot that works for you and our expert broker will call you to discuss your scenario.

Step 2

We Will Research The Market & Find The Best Offer

We will do all the heavy lifting and use our extensive experience to find you the best rate and structure for your home loan.

Step 3

Present You With A Proposal

A proposal will be presented for your review and approval.

Step 4

Get Your Loan Settled

Once a proposal is accepted, we get your loan as timely as possible and support you every step of the way!
  Ready for a chat? Book in a 20-minute consultation now
  Follow us on Social Media
Latest from our Instagram feed. You may review our social media articles from our Social Archive [ REVIEW OUR VIDEO ARCHIVE ]
 Looking for Finance for Your Next Tractor, Ute, Header, or Working Equipment?
We provide a vast range of solutions for agriculture and faming equipment. Consider reviewing our sections on Equipment and/or Business Finance. Finance is fast and easy with a number of options. For complicated time-critical requirements that don't meet larger lender policies, consider Private Funding.
Business Finance General
Interest*
6.10%
Comparison*
0.00%
   
6.11%
0.00%
   
6.14%
0.00%
   
6.44%
0.00%
   
Selected Business Fixed
Interest*
6.11%
Comparison*
0.00%
   
6.14%
0.00%
   
6.44%
0.00%
   
6.49%
0.00%
   
Selected Business Variable
Interest*
6.10%
Comparison*
0.00%
   
6.44%
0.00%
   
6.49%
0.00%
   
6.49%
0.00%
   
  Business Vehicle Options
Interest*
6.49%
Comparison*
0.00%
   
6.49%
6.86%
   
7.35%
0.00%
   
7.35%
8.44%
   
 Renovating Your Home To Be More Sustainable and Energy Efficient may Qualify You For a Lower-Rate Green Loan

■ ■ ■

The Green Home Offer provides a discount on your Standard Variable Rate home loan for eligible customers who buy, build or renovate their homes to be more sustainable and energy efficient. Eligibility criteria applies.
  Fixed Interest Only (P&I)
Interest*
4.99%
Comparison*
5.91%
   
4.99%
6.36%
   
5.49%
5.79%
   
5.55%
5.96%
   
  Variable Interest Only (P&I)
Interest*
5.81%
Comparison*
5.82%
   
5.84%
5.84%
   
5.84%
5.89%
   
5.84%
5.89%
   
  Invest Interest Only
Interest*
5.59%
Comparison*
6.66%
   
5.64%
6.44%
   
5.69%
6.14%
   
5.69%
6.34%
   
  Invest Loans
Interest*
4.99%
Comparison*
5.91%
   
4.99%
6.36%
   
5.49%
5.79%
   
5.55%
5.96%
   
 Looking for Business, Personal, SMSF, or other Finance?
We can provide financial solutions for business, personal, equipment, and other needs.
Business Finance General
Interest*
6.10%
Comparison*
0.00%
   
6.11%
0.00%
   
6.14%
0.00%
   
6.44%
0.00%
   
  Business Vehicle Options
Interest*
6.49%
Comparison*
0.00%
   
6.49%
6.86%
   
7.35%
0.00%
   
7.90%
8.12%
   
Selected Personal Loans
Interest*
6.29%
Comparison*
6.50%
   
6.54%
7.59%
   
6.74%
7.09%
   
6.84%
7.48%
   
  Selected SMSF Options
Interest*
10.76%
Comparison*
0.00%
   
10.76%
0.00%
   
 Consider Refinaning Your Property to Release Funds, Consolidate Debt, and Save on Monthly Obligations
Consider refinancing your property to release funds, improve on equity, and save on your monthly obligations. Call us to have a discussion to see if this option will work.
Fixed Interest Only (P&I)
Interest*
4.99%
Comparison*
5.91%
   
4.99%
6.36%
   
5.49%
5.79%
   
5.55%
5.96%
   
Variable Interest Only (P&I)
Interest*
5.81%
Comparison*
5.82%
   
5.84%
5.84%
   
5.84%
5.89%
   
5.84%
5.89%
   
Invest Interest Only
Interest*
5.59%
Comparison*
6.66%
   
5.64%
6.44%
   
5.69%
6.14%
   
5.69%
6.34%
   
Invest Loans
Interest*
4.99%
Comparison*
5.91%
   
4.99%
6.36%
   
5.49%
5.79%
   
5.55%
5.96%
   
 Finance for Trading stock, Feedlotting, Backgrounding, and Breeding livestock
Finance for Trading stock, Feedlotting, Backgrounding, and Breeding livestock. There's no limit to the types of requirements that can be financed.