RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  BOOST PACKAGE HOME LOAN - 2 YEAR FIXED SPECIAL OFFER - INVESTMENT LVR 80% (Interest Only)

A special offer 2 year fixed home loan for investors with a maximum LVR of 80% that gives you a low interest rate and discounts on other financial products and services.
Category: Home Loans  Last Updated December 16, 2025  Effective November 16, 2025

General Lending Rates

Rates listed below are for a FIXED INVESTMENT Interest Only product. Additional Information The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
4.99% PA
Comparison Rate
5.81%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Redraw
  • Other Additional Information: No penalty for extra repayments

Product Eligibility

  • Min Age - 18. Additional Information: 18 years
  • Natural Person
  • Residency Status - Australian Citizen Or Permanent Residency Only.

Bank Fees and Charges

  • Late Payment (Event), Amount: 25.00. Additional Information: Charged to loan account
  • Redraw Fee - Staff Assisted (Event), Amount: 30.00. Additional Information: Charged to loan account
  • Safe Custody Fee (Periodic), Amount: 50.00. Additional Information: E.g. certificate of titles, wills, etc
  • Re-issue Loan Documentation Fee (Event), Amount: 300.00. Additional Information: For mortgage products
  • Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost
  • Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
  • Solicitors Preparation Fee (Event), Amount: 0.00. Additional Information: Charged at cost
  • Additional Valuation Fee (Event), Amount: 0.00. Additional Information: Charged at cost
  • Search Fees (Event), Amount: 0.00. Additional Information: Charged at cost
  • Early Repayment Fee (erf) (Exit), Amount: 0.00. Additional Information: Refer to loan contract
  • Special Attendance Fee - Mortgage Discharge (Event), Amount: 696.00. Additional Information: Charged at discharge
  • Boost Package Annual Fee - The Annual Fee Charged On The Boost Package Home Loan (Periodic), Amount: 395.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 50000.00 Additional Information: Minimum loan size applies only at application

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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