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General Finance Quotes

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"Believe you can and you’re halfway there." - Theodore Roosevelt
"The biggest risk of all is not taking one." - Mellody Hobson
"I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died." - Malcolm Forbes
"The broker said the stock was “poised to move.” Silly me, I thought he meant up." - Randy Thurman
"If you would be wealthy, think of saving as well as getting." - Ben Franklin
"Wealth after all is a relative thing since he that has little and wants less is richer than he that has much and wants more." - Charles Caleb Colton
"You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you." - Maya Angelou
"Develop success from failures. Discouragement and failure are two of the surest stepping stones to success." - Dale Carnegie
"The four most dangerous words in investing are: ‘this time it’s different." - Sir John Templeton
"If there is one common theme to the vast range of the world’s financial crises, it is that excessive debt accumulation, whether by the government, banks, corporations, or consumers, often poses greater systemic risks than it seems during a boom." - Carmen Reinhart
"Money is plentiful for those who understand the simple laws which govern it’s acquisitions." - George S. Clason
"The single biggest financial mistake I’ve made was not thinking big enough. I encourage you to go for more than a million. There is no shortage of money on this planet, only a shortage of people thinking big enough." - Grant Cardone
"Time is more value than money. You can get more money, but you cannot get more time." - Jim Rohn
"Money isn’t everything…but it ranks right up there with oxygen." - Rita Davenport
"Working because you want to, not because you have to, is financial freedom." - Tony Robbins
"The stock market is filled with individuals who know the price of everything, but the value of nothing." - Philip Fisher
"The better you feel about money, the more money you magnetize to yourself." - Rhonda Byrne
"Money may not buy happiness, but I’d rather cry in a Jaguar than on a bus." - Françoise Sagan
"Bills travel through the mail at twice the speed of checks." - Steven Wright
"A wise person should have money in their head, but not in their heart." - Jonathan Swift
"Wide diversification is only required when investors do not understand what they are doing." - Warren Buffett
"Money can’t buy friends, but you can get a better class of enemy." - Spike Milligan
"Tell me how you use your spare time, and how you spend your money, and I will tell you where and what you will be in ten years from now." - Napoleon Hill
"Money can’t buy you happiness, but it can buy you a yacht big enough to pull up right alongside it." - David Lee Roth
"Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each." - Christopher Rice
"A market downturn doesn’t bother us. It is an opportunity to increase our ownership of great companies with great management at good prices." - Warren Buffett
"Don't tell me what you value, show me your budget, and I'll tell you what you value." - Joe Biden
"Money has no grey areas. You either make it or you lose it." - Kevin O'leary
"Courage is being scared to death, but saddling up anyway." - John Wayne
"You get recessions, you have stock market declines. If you don't understand that's going to happen, then you're not ready, you won't do well in the markets." - Peter Lynch
"Get What You Can, And What You Get Hold, Tis The Stone That Will Turn All Your Lead Into Gold." - Benjamin Franklin
"Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery." - Charles Dickens
"Money poisons you when you’ve got it, and starves you when you haven’t." - D.H. Lawrence
"Don’t stay in bed, unless you can make money in bed." - George Burns
"One may not condemn a man for succeeding because he knows how. Neither may one with justice take away from a man what he has fairly earned, to give to men of less ability." - George S. Clason
"Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time." - Johann Wolfgang von Goethe
"The key to making money is to stay invested." - Suze Orman
"Earn as much as you can, save as much as you can, invest as much as you can, give as much as you can." - John Wesley
"Success isn’t about money, it’s about peace." - Grant Sabatier
"People often say that motivation doesn’t last. Well, neither does bathing – that’s why we recommend it daily." - Zig Ziglar
"Successful people make money. It’s not that people who make money become successful, but that successful people attract money. They bring success to what they do." - Wayne Dyer
"Success isn’t measured by money or power or social rank. Success is measured by your discipline and inner peace." - Mike Ditka
"Don't look for the needle in the haystack. Just buy the haystack!" - John Bogle
"It is time for us to stand and cheer for the doer, the achiever, the one who recognizes the challenge and does something about it." - Vince Lombardi
"A penny saved is a penny earned." - Benjamin Franlkin
"An investment in knowledge pays the best interest." - Benjamin Franklin
"When money realizes that it is in good hands, it wants to stay and multiply in those hands." - Idowu Koyenikan
"Rich people have their money work hard for them. Poor people work hard for their money." - T. Harv Eker
"In the United States, where we have more land than people, it is not at all difficult for persons in good health to make money." - P.T. Barnum
"All intelligent investing is value investing. Acquiring more that you are paying for. You must value the business in order to value the stock." - Charlie Munger
"Opportunity is missed by most people because it is dressed in overalls and looks like work." - Thomas Edison
"It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for." - Robert Kiyosaki
"If your ship doesn’t come in, swim out to meet it!" - Jonathan Winters
"What you focus on you create more of, so if the plan is to get rich, you’re gonna want to focus on abundance as much as possible. Give as much as you can as often as you can, receive with gratitude and joy, think of money as your pal, raise your frequency and get in the flow, yo." - Jen Sincero
"It’s not the employer who pays the wages. Employers only handle the money. It’s the customer who pays the wages." - Henry Ford
"You get recessions, you have stock market declines. If you don’t understand that’s going to happen, then you’re not ready, you won’t do well in the markets." - Peter Lynch
"If you think nobody cares if you’re alive, try missing a couple of car payments." - Earl Wilson
"All wealth is a product of labor." - John Locke
"Money is a terrible master but an excellent servant." - P.T. Barnum
"Here’s the major problem with going on strike for more money: You cannot get rich by demand." - Jim Rohn
"Most people work just hard enough not to get fired and get paid just enough money not to quit." - George Carlin
"With a good perspective on history, we can have a better understanding of the past and present, and thus a clear vision of the future." - Carlos Slim Helu
"Sometimes buying early on the way down looks like being wrong, but it isn’t." - Seth Klarman
"Success is having to worry about every damn thing in the world, except money." - Johnny Cash
"Formal education will make you a living; self-education will make you a fortune." - Jim Rohn
"A real entrepreneur is somebody who has no safety net underneath them." - Henry Kravis
"The only place where success comes before work is in the dictionary." - Vidal Sassoon
"Never spend your money before you have it." - Thomas Jefferson
"I love quotes… but in the end, knowledge has to be converted to action or it’s worthless." - Tony Robbins
"Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver." - Ayn Rand
"The successful warrior is the average man, with laser-like focus." - Bruce Lee
"Money is a tool. Used properly it makes something beautiful; used wrong, it makes a mess." - Bradley Vinson
"Every time you borrow money, you're robbing your future self." - Nathan W. Morris
"Screw it, Let’s do it!" - Richard Branson
"All you need for a lifetime of successful investing is a few big winners, and the pluses from those will overwhelm the minuses from the stocks that don’t work out." - Peter Lynch
"I’m only rich because I know when I’m wrong…I basically have survived by recognizing my mistakes." - George Soros
"When I was young I thought that money was the most important thin in life; now that I am old I know that it is." - Oscar Wilde
"Don’t let the fear of losing be greater than the excitement of winning." - Robert Kiyosaki
"It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for." - Robert Kiyosaki
"Too many people spend money they earned to buy things they don’t want, to impress people they don’t like." - Will Rogers
"Don’t tell me what you value, show me your budget, and I’ll tell you what you value." - Joe Biden
"The best thing money can buy is financial freedom." - Anonymous
"Let him who would enjoy a good future waste none of his present." - Roger Babson
"My old father used to have a saying: If you make a bad bargain, hug it all the tighter." - Abraham Lincoln
"Most people fail to realize that in life, it’s not how much money you make. It’s how much money you keep." - Robert Kiyosaki
"The man who damns money has obtained it dishonorably; the man who respects it has earned it." - Ayn Rand
"Money looks better in the bank than on your feet." - Sophia Amorus
"Money often costs too much." - Ralph Waldo Emerson
"Not he who has much is rich, but he who gives much." - Erich Fromm
"While money can’t buy happiness, it certainly lets you choose your own form of misery." - Groucho Marx
"Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we've got 24 hours each." - Christopher Rice
"A lot of people with high IQs are terrible investors because they’ve got terrible temperaments. You need to keep raw, irrational emotion under control." - Charlie Munger
"Save money, and money will save you." - Anonymous
"The real measure of your wealth is how much you'd be worth if you lost all your money." - Anonymous
"Wealth is the ability to fully experience life." - Henry David Thoreau
"I don't look to jump over seven-foot bars; I look around for one-foot bars that I can step over." - Warren Buffett
"The individual investor should act consistently as an investor and not as a speculator." - Ben Graham
"If you cannot control your emotions, you cannot control your money." - Warren Buffett
"When buying shares, ask yourself, would you buy the whole company?" - Rene Rivkin
"Money is not the most important thing in the world. Love is. Fortunately, I love money." - Jackie Mason
"I say always follow your passion, no matter what, because even if it’s not the same financial success, it’ll lead you to the money that’ll make you the happiest." - Ellen DeGeneres
"Not everything that can be counted counts, and not everything that counts can be counted." - Albert Einstein
"In investing, what is comfortable is rarely profitable." - Robert Arnott
"Sloth and prosperity can never be companions." - James Allen
"Money is only an idea. If you want more money simply change your thinking. Every self-made person started small with an idea, then turned it into something big. It takes only a few dollars to start and grow into something big." - Robert Kiyosaki
"Friendship is like money, easier made than kept." - Samuel Butler
"Knowledge without action cost money." - David Bach
"Do the one thing you think you cannot do. Fail at it. Try again. Do better the second time. The only people who never tumble are those who never mount the high wire. This is your moment. Own it." - Oprah Winfrey
"If you live for having it all, what you have is never enough." - Vicki Robin
"Investing puts money to work. The only reason to save money is to invest it." - Grant Cardone
"Having money isn’t everything, not having it, is." - Kanye West
"The stock market is a device for transferring money from the impatient to the patient." - Warren Buffett
"I will tell you how to become rich. Close the doors, be fearful when others are greedy. Be greedy when others are fearful." - Warren Buffett
"The first rule is not to lose money. The second rule is not to forget the first rule." - Warren Buffett
"If you don’t find a way to make money while you sleep, you will work until the day you die." - Warren Buffett
"Persist – don’t take no for an answer. If you’re happy to sit at your desk and not take any risk, you’ll be sitting at your desk for the next 20 years." - David Rubenstein
"Wealth consists not in having great possessions, but in having few wants." - Epictetus
"This company looks cheap, that company looks cheap, but the overall economy could completely screw it up. The key is to wait. Sometimes the hardest thing to do is to do nothing." - David Tepper
"Finance is not merely about making money. It’s about achieving our deep goals and protecting the fruits of our labor. It’s about stewardship and, therefore, about achieving the good society." - Robert J. Shiller
"Money is the wise man’s religion." - Euripides
"Wealth is like sea-water; the more we drink, the thirstier we become; and the same is true of fame." - Arthur Schopenhauer
"Empty pockets never held anyone back. Only empty heads and empty hearts can do that." - Norman Vincent Peale
"I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for ten years." - Warren Buffett
"Money is not an end in itself. It is merely a tool to help us achieve some particular goal. If the way we handle our money conflicts with our personal values, we are not going to wind up living happy and fulfilled lives." - David Bach
"You must gain control over your money or the lack of it will forever control you." - Dave Ramsey
"Returns matter a lot. It's our capital." - Abigail Johnson
"Money is good for nothing unless you know the value of it by experience." - P.T. Barnum
"Rule No.1: Never lose money. Rule No.2: Never forget rule No.1." - Warren Buffett
"I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy." - Warren Buffett
"Do not go where the path may lead, go instead where there is no path and leave a trail." - Ralph Waldo Emerson
"Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas." - Paul Samuelson
"I’d like to live as a poor man with lots of money." - Pablo Picasso
"Every time you borrow money, you’re robbing your future self." - Nathan W. Morris
"It takes as much energy to wish as it does to plan." - Eleanor Roosevelt
"The more your money works for you, the less you have to work for money." - Idowu Koyenikan
"You can’t connect the dots looking forward; you can only connect them looking backwards. So you have to trust that the dots will somehow connect in your future. You have to trust in something – your gut, destiny, life, karma, whatever. This approach has never let me down, and it has made all the difference in my life." - Steve Jobs
"The investor’s chief problem — even his worst enemy — is likely to be himself." - Benjamin Graham
"Too many people spend money they earned..to buy things they don’t want..to impress people that they don’t like." - Will Rogers
"The best time to invest is during a recession." - Graham Stephan
"It is a kind of spiritual snobbery that makes people think they can be happy without money." - Albert Camus
"If you took our top fifteen decisions out, we’d have a pretty average record. It wasn’t hyperactivity, but a hell of a lot of patience. You stuck to your principles and when opportunities came along, you pounced on them with vigor." - Charlie Munger
"The most contrarian thing of all is not to oppose the crowd but to think for yourself." - Peter Thiel
"You don’t have time an money because you don’t invest time and money." - Grant Cardone
"It is our choices, that show what we truly are, far more than our abilities." - J. K Rowling
"How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case." - Robert G. Allen
"Money grows on the tree of persistence." - Japanese Proverb
"Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one." - Benjamin Franklin
"No wealth can ever make a bad man at peace with himself." - Plato
"I’m a great believer in luck, and I find the harder I work the more I have of it." - Thomas Jefferson
"What we really want to do is what we are really meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us." - Julia Cameron
"If plan A fails, remember there are 25 more letters." - Chris Guillebeau
"Wise spending is part of wise investing. And it’s never too late to start." - Rhonda Katz
"He who loses money, loses much; He who loses a friend, loses much more; He who loses faith, loses all." - Eleanor Roosevelt
"My formula for success is rise early, work late and strike oil." - JP Getty
"Money is usually attracted, no pursued." - Jim Rohn
"Wealth is not his that has it, but his that enjoys it." - Benjamin Franklin
"The Stock Market is designed to transfer money from the Active to the Patient." - Warren Buffett
"Earning a lot of money is not the key to prosperity. How you handle it is." - Dave Ramsey
"The man who does more than he is paid for will soon be paid for more than he does." - Napoleon Hill
"Live as if you were to die tomorrow. Learn as if you were to live forever." - Mahatma Gandhi
"You can be young without money, but you can’t be old without it." - Tennessee Williams
"Innovation distinguishes between a leader and a follower." - Steve Jobs
"Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this." - Dave Ramsey
"The question isn’t who is going to let me; it’s who is going to stop me." - Ayn Rand
"Through positive, appreciative attitudes toward money, you can make money your servant, instead of becoming its slave. You should master money rather than be enslaved by it." - Catherine Ponder
"It's not the situation, but whether we react (negative) or respond (positive) to the situation that's important." - Zig Ziglar
"It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy." - George Lorimer
"I'd like to live as a poor man with lots of money." - Pablo Picasso
"Work like you don’t need the money. Dance like no one is watching. And love like you’ve never been hurt." - Mark Twain
"If you would know the value of money, go and try to borrow some; for he that goes a borrowing, goes a sorrowing." - Benjamin Franklin
"It's not whether you're right or wrong that's important, but how much money you make when you're right and how much you lose when you're wrong." - George Soros
"The big money is not in the buying or selling, but in the waiting." - Charlie Munger
"Know what you own, and know why you own it." - Peter Lynch
"The money you make is a symbol of the value you create." - Idowu Koyenikan
"Money without financial intelligence is money soon gone." - Robert Kiyosaki
"Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it insures the possibility of satisfying a new desire when it arises." - Aristotle
"A nickel ain't worth a dime anymore." - Yogi Berra
"The fastest way to double your money is to fold them in half and put them in your pocket." - Andrew Carnegie
"If you’re saving, you’re succeeding." - Steve Burkholder
"Every once in a while, the market does something so stupid it takes your breath away." - Jim Cramer
"Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it." - Albert Einstein
"Invest for the long haul. Don’t get too greedy and don’t get too scared." - Shelby M.C. Davis
"When I had money everyone called me brother." - Polish proverb
"I have not failed. I’ve just found 10,000 ways that won’t work." - Thomas A. Edison
"Remember that: money will always match your mindset." - Joe Vitale
"Never stand begging for that which you have the power to earn." - Miguel de Cervantes
"If all the economists were laid end to end, they’d never reach a conclusion." - George Bernard Shaw
"We make a living by what we get, but we make a life by what we give." - Winston Churchill
"Money is in some respects like fire – it is a very excellent servant but a terrible master. When you have it mastering you, when interest is constantly piling up against you, it will keep you down in the worst kind of slavery. But let money work for you, and you have the most devoted servant in the world." - P.T. Barnum
"Behind every stock is a company. Find out what it’s doing." - Peter Lynch
"The best way to become a billionaire is to help a billion people." - Peter Diamandis
"Rich people have small TVs and big libraries, and poor people have small libraries and big TVs." - Zig Ziglar
"An investment in knowledge always pays the best interest." - Benjamin Franklin
"It's how you deal with failure that determines how you achieve success." - David Feherty
"Let no feeling of discouragement prey upon you, and in the end you are sure to succeed." - Abraham Lincoln
"Money is life energy that we exchange and use as a result of the service we provide to the universe." - Deepak Chopra
"That man is richest whose pleasures are cheapest." - Henry David Thoreau
"We don't prognosticate macroeconomic factors, we're looking at our companies from a bottom-up perspective on their long-run prospects of returning." - Mellody Hobson
"Making money isn’t hard in itself… What’s hard is to earn it doing something worth devoting one’s life to." - Carlos Ruiz Zafón
"Do what you love and the money will come." - Marsha Sinetar
"As long as you’re going to be thinking anyway, think big." - Donald Trump
"A journey of a thousand miles must begin with a single step." - Lao Tzu
"Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless." - Suze Orman
"If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed." - Edmund Burke
"Money is really only important if you don’t have any." - Harrison Ford
"If you don’t value your time, neither will others. Stop giving away your time and talents. Value what you know & start charging for it." - Kim Garst
"It is not the man who has too little, but the man who craves more, that is poor." - Seneca
"Wealth is not about having a lot of money; it’s about having a lot of options." - Chris Rock
"There’s no money in poetry, but then there’s no poetry in money." - Robert Graves
"Anyone who is not investing now is missing a tremendous opportunity." - Carlos Slim
"Bottoms in the investment world don't end with four-year lows; they end with 10- or 15-year lows." - Jim Rogers
"Frugality includes all the other virtues." - Cicero
"Given a 10% chance of a 100 times payoff, you should take that bet every time." - Jeff Bezos
"The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind." - T.T. Munger
"Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give." - William A. Ward
"Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort." - Franklin D. Roosevelt
"A successful man is one who can lay a firm foundation with the bricks others have thrown at him." - David Brinkley
"Without continual growth and progress, such words as improvement, achievement, and success have no meaning." - Benjamin Franklin
"If you have trouble imagining a 20% loss in the stock market, you shouldn’t be in stocks." - John Bogle
"The person who starts simply with the idea of getting rich won’t succeed; you must have a larger ambition." - John D. Rockefeller
"If you’re smart, you’re going to make a lot of money without borrowing." - Warren Buffett
"A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain." - Robert Frost
"The money you have gives you freedom; the money you pursue enslaves you." - Jean-Jacques Rousseau
"Money is a great servant but a bad master." - Francis Bacon
"Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do." - Mark Twain
"Don’t think money does everything or you are going to end up doing everything for money." - Voltaire
"Income is like your health: if you ignore it, it will go away." - Jay Rigler
"Money cannot buy peace of mind. It cannot heal ruptured relationships, or build meaning into a life that has none." - Richard M. DeVos
"Here’s to the crazy ones. The misfits. The rebels. The troublemakers. The round pegs in the square holes. The ones who see things differently. They’re not fond of rules. And they have no respect for the status quo. You can quote them, disagree with them, glorify or vilify them. About the only thing you can’t do is ignore them. Because they change things. They push the human race forward. And while some may see them as the crazy ones, we see genius. Because the people who are crazy enough to think they can change the world, are the ones who do." - Steve Jobs
"Never spend your money before you have earned it." - Thomas Jefferson
"Fortune sides with him who dares." - Virgil
"The philosophy of the rich and the poor is this: the rich invest their money and spend what is left. The poor spend their money and invest what is left." - Robert Kiyosaki
"Success is walking from failure to failure with no loss of enthusiasm." - Winston Churchill
"Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas." - Paul Samuelson
"Waste your money and you’re only out of money, but waste your time and you’ve lost a part of your life." - Michael Leboeuf
"We’ve been raised to believe that you have to work hard to make money, and certainly there are times when this is true, but the real secret is you have to take huge, uncomfy risks. You have to do stuff you’ve never done before, to make yourself visible, to acknowledge your own." - Jen Sincero
"Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing." - J. Paul Getty
"There is no shortage of money in this world. Start hustling." - Grant Cardone
"Try to save something while your salary is small; it’s impossible to save after you begin to earn more." - Jack Benny
"I love money. I love everything about it. I bought some pretty good stuff. Got me a $300 pair of socks. Got a fur sink. An electric dog polisher. A gasoline powered turtleneck sweater. And, of course, I bought some dumb stuff, too." - Steve Martin
"If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability." - Henry Ford
"When you invest, you are buying a day that you don’t have to work." - Aya Laraya
"A millionaire is made ten bucks at a time." - Mr. Money Mustache
"You must spend money to make money." - Titus Maccius Plautus

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BM FHB Guide, May 2025
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