Buying a new home is the foundation for future wealth, and expert guidance by one of our team will invariably save you thousands. Not unlike buying a car, there are a number of ‘on-road considerations’ that should be taking into account when determining affordability.

What is the Household Expenditure Measure (HEM)?
Every borrower has a story. A lifestyle. A rhythm of spending that pulses through their grocery receipts, café habits, streaming subscriptions, and utility bills. And