Westpac eSaver

General Lending Rates

Product Features

• Cashback Offer Additional Information: Spend $50 and you could get $50 cashback - Open a new Westpac Choice account by 31 March 2026. Add your Debit Mastercard to your mobile wallet. Then, within 15 days of opening your account, spend in-person a total of $50 or more using your mobile wallet. You'll then receive $50 cashback into your new Choice account.Must be 18 years of age or older. T&Cs apply

• Other Additional Information: Boost your savings and team up your everyday banking with an eSaver account

• Unlimited Txns Additional Information: Unlimited access- Simply link your eSaver account to a Westpac everyday account

• Other Additional Information: Competitive interest rate on savings

• Digital Banking Additional Information: Online, Mobile and telephone banking is available

• Other Additional Information: Statements : 6 monthly, or more frequently on request.

• Other Additional Information: No limit on the number of accounts that customer can hold

• Other Additional Information: Introductory rate - Fixed rate for the first 5 months for new eSaver customers.

• Other Additional Information: Online account - With no minimum deposit or monthly balance requirements.

• Fraud Protection Additional Information: The product includes FRAUD_PROTECTION features.

• Relationship Management Additional Information: RELATIONSHIP_MANAGEMENT is available for eligible customers.

• Other Additional Information: $0 monthly fee - No Account-Keeping Fees (other fees may apply).

Product Eligibility

• Min Age - 14.

• Other Additional Information: Be registered for Online and Telephone Banking.

• Other Additional Information: To open a Westpac eSaver account, you must hold a Westpac everyday account. Fees and charges apply on a Westpac everyday account.

• Residency Status - Those With An Australian Residential Address And Who Are Currently In Australia..

Bank Fees and Charges

• Account Keeping Fee (Periodic), Amount: 0.00.

• Online Banking (including Mobile Banking) (Withdrawal), Amount: 0.00. Additional Information: Online transfer withdrawals via Online Banking.

• Telephone Banking Withdrawal (self Service) (Withdrawal), Amount: 0.00.

• Telephone Banking Withdrawal (staff Assisted) (Withdrawal), Amount: 0.00.

• Branch Staff Assisted Withdrawal (Withdrawal), Amount: 0.00.

• Overdrawn Fee (Event), Amount: 15.00.

• Direct Debit (Payment), Amount: 0.00.

Document Downloads

  personalaccounts-tandc.pdf (644.2 KB)