RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

    Booking    Contact    (02) 8006 8300

  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  S24 Low Usage Business Account

Everyday account for Businesses that have low transaction numbers per month
Category: Transaction & Savings Accounts  Last Updated October 30, 2025  Effective February 28, 2023

General Lending Rates

Rates listed below are for a FIXED product. Additional Information Interest on overdrawn accounts
Interest Rate
18.00% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Free Txns Allowance
  • Digital Banking
  • Bill Payment

Product Eligibility

  • Business

Bank Fees and Charges

  • Dishonour Fee (Event), Amount: 15.00. Additional Information: Direct Debits and Cheques
  • Periodical Payment Fee (Withdrawal), Amount: 5.00.
  • Periodical Payment Dishonour Fee (Event), Amount: 5.00.
  • Dormant Account Fee (Event), Amount: 10.00. Additional Information: Charged monthly on accounts not used for 12 months or mnore
  • Issue Corporate Cheque (Withdrawal), Amount: 5.00.
  • Electronic Transaction Fee (Transaction), Amount: 0.20. Additional Information: Charged on transactions over the $15 allowance
  • Cheque Deposit Fee (Deposit), Amount: 0.60. Additional Information: Charged on transactions over the $15 allowance
  • Branch Transaction (Transaction), Amount: 1.00. Additional Information: Charged on transactions over the $15 allowance
  • Account Service Fee (Periodic), Amount: 10.00. Additional Information: $15 of fees are calculated every month but charged at $10

Document Downloads

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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