Bonus Saver Account

General Lending Rates

Product Features

• Unlimited Txns Additional Information: Unlimited electronic transactions available on your account

• Free Txns Additional Information: Unlimited free electronic transactions available on your account

• Npp Payid Additional Information: Get faster payments between participating banks, anytime with a Pay ID

• Npp Enabled

• Other Additional Information: Backed by the Government Deposit Guarantee for deposits up to $250,000

• Card Access Additional Information: A range of security features and services provided, including fraud prevention technology and secure banking, to help keep your funds safe.

Product Eligibility

• Residency Status - Permanent Resident. Additional Information: You must be an Australian citizen or permanent resident

• Natural Person

Bank Fees and Charges

• Monthly Account Fee (Periodic), Amount: 5.00. Additional Information: Members are exempt from the monthly fee if they: A) Maintain a minimum business balance of $5,000 which is the combined balance of all deposits & borrowings, at all times throughout the month B) Under 25 years or over 65 years C) Held their membership for less than 3 months D) Have zero VISA debit transactions for the month including ATM, eftpos, paywave, digital wallet, online and phone purchases

• Outward Rtgs Payment Fee (Withdrawal), Amount: 30.00. Additional Information: A Processing fee charged when you require funds to be sent straight away

• Inward Rtgs And Swift Payment Fee (Deposit), Amount: 10.00. Additional Information: A processing fee charged when you receive funds through this channel

• Quickdebit Dishonour Fee (Transaction), Amount: 20.00. Additional Information: A fee charged when you have insufficient funds in your account and we are unable to honour the Quick Debit transaction for you

• Telegraphic Transfer - Service Centre (Transaction), Amount: 30.00. Additional Information: A fee charged for a staff assisted foreign transfer

• Telegraphic Transfer - Online (Transaction), Amount: 20.00. Additional Information: A fee charged for an online foreign transfer

• Telegraphic Transfer - Australian (Transaction), Amount: 50.00. Additional Information: A fee charged for an online Australian transfer

• Paper Statement Fee (Periodic), Amount: 2.00. Additional Information: A fee charged to cover the cost of producing and sending paper statements

• Dormancy Fee (Periodic), Amount: 20.00. Additional Information: A fee charged if your account remains inactive for 7 years, and we will treat your account as dormant. We have a legal obligation to remit dormant balances exceeding $500 to ASIC as unclaimed money