One Account for Business

General Lending Rates

Product Features

• Unlimited Txns Additional Information: Free ATM withdrawals at over 2,100 atmx by Armaguard ATMs, as well as all BOQ branch ATMs and the four major banks Australia wide

• Overdraft Additional Information: Access to an optional overdraft facility

• Digital Wallet Additional Information: Easy, fast and secure payments with Apple Pay

• Other Additional Information: Earn a savings rate of interest on your everyday account balance

• Card Access Additional Information: Easily access your funds using your Visa debit card

• Digital Wallet Additional Information: Easy, fast and secure payments with Google Pay

• Bill Payment Additional Information: Easily access your funds using your Visa debit card, via online banking and our mobile app including BPAY and Pay Anyone functionality

• Other Additional Information: Ability to deposit funds over-the-counter at any BOQ and ANZ branch Australia-wide

• Other Additional Information: Integration with accounting software including MYOB, Xero and Banklink, allowing you to easily manage your practice cashflow

• Other Additional Information: Simplify bulk payments with batch debit and credit facilities

• Other Additional Information: When you become a BOQ Specialist client you will be matched with a dedicated financial specialist who can assist with all of your personal and business banking needs.

• Digital Banking Additional Information: Easily access your funds using your Visa debit card, via online banking and our mobile app including BPAY and Pay Anyone functionality

Product Eligibility

• Other Additional Information: Product is offered to medical, dental, veterinary & accounting professionals only

• Business

Bank Fees and Charges

• Foreign Atm Fee (Transaction), Amount: 5.0000. Additional Information: Charged for each transaction at an ATM outside of Australia.

• Express Pin Delivery (Event), Amount: 30.0000. Additional Information: Priority handling cost for replacement PIN

• Gcas Emergency Card Replacement Fee (Event), Amount: 175.0000. Additional Information: Payable and deducted from your card account on issuance of a replacement card outside Australia.

• Foreign Currency Conversion Fee (Transaction), Amount: Not Listed.. Additional Information: Payable when you make a transaction on your card account in a currency other than Australian dollars, or you make a transaction on your card account in any currency (including AUD) that is processed by the card scheme or billed by the merchant outside Australia. 1.0% of the total amount of each such transaction is payable to Visa as a currency conversion charge and the remaining 1.95% of the total amount of each such transaction is an administration fee payable to BOQ Specialist.

• Express Card Delivery (Event), Amount: 40.0000. Additional Information: Priority handling cost for replacement Card

• Voucher Retrieval Fee (Event), Amount: 10.0000. Additional Information: Payable for each voucher retrieval you request BOQ Specialist to obtain from a relevant merchant.

• Atm Transactions Per Activity (Variable), Amount: Not Listed..

• Online Banking Security Credential (Event), Amount: 0.0000.

• Overdrawn Account Fee (Event), Amount: 15.0000. Additional Information: Charged if we honour a transaction that overdraws your account

• Optional Overdraft Facility Application Fee (Upfront), Amount: 495.0000. Additional Information: If your Overdraft is approved and established, the Application Fee will be debited from your Account

• Replacement Of Online Banking Security Credential (Event), Amount: 50.0000. Additional Information: Charged for each replacement Online Banking security credential issued

• Bank Cheque Fee (Event), Amount: 10.0000. Additional Information: Charged for issuing a bank cheque

• Transaction Fee (overnight) (Event), Amount: 0.0000.

• Transaction Fee (international) (Event), Amount: 30.0000. Additional Information: Payable when you transfer money to a Beneficiary with a bank account held at an overseas financial institution or Foreign Currency transfer to an australian financial institution.

• Trace Fee (Event), Amount: 20.0000. Additional Information: Charged for each request to perform a trace on any transaction type

• Optional Overdraft Facility Application Fee (Upfront), Amount: 0.0000. Additional Information: If your Overdraft is approved and established, the Application Fee will be debited from your Account

• Transaction Fee Real Time Gross Settlement (rtgs) - Which Is A Same Day Payment Request (Event), Amount: 30.0000. Additional Information: Payable for each Real Time Gross Settlement (RTGS) transaction

• Duplicate And Interim Statement Fee (Event), Amount: 5.0000. Additional Information: Charged for each Duplicate and Interim statement issued

• Bank Audit Certificate (Event), Amount: 30.0000. Additional Information: Charged for each Bank Audit Certificate issued as part of an audit request

• Direct Debit Fee (Event), Amount: 0.0000.

• Dishonour Fee (Event), Amount: 45.0000. Additional Information: Charged if there are insufficient cleared funds available to cover the value of a direct debit being processed

Document Downloads

  63592-boqs-debit-card-conditions-of-use.pdf (270.7 KB)