RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

    Booking    Contact    (02) 8006 8300

  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  Online Term Deposit

Competitive fixed interest with the choice of 1 month to 5 year terms.
Category: Term Deposits  Last Updated November 29, 2025  Effective December 22, 2025

Product Features

  • Digital Banking Additional Information: Online and mobile banking.
  • Notifications Additional Information: An alert about future events or notifications.

Product Eligibility

  • Min Age - 18. Additional Information: Each individual owner of an account must be at least 18 years old.
  • Natural Person Additional Information: Available only to Individual account owners or Joint account owners.
  • Residency Status - Each Individual Owner Of An Account Must Be An Australian Tax Resident And Reside In Australia..

Bank Fees and Charges

  • Account Keeping Fee (Periodic), Amount: 0.00.
  • Early Withdrawal Fee (Variable), Amount: Not Listed.. Additional Information: If you would like to withdraw your Term Deposit prior to maturity, you will be required to provide us with at least 31 calendar days' notice and pay an early withdrawal fee unless we determine that you are suffering financial hardship. Please refer to the Terms and Conditions for details.

 Limitations & Restrictions (Constraints)

  • Min Balance of 1000.00
  • Max Balance of 2000000.00
  • Opening Balance of 1000.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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