
Term Deposit
A Term Deposit which offers a fixed rate for terms up to 36 months.
Category: Term Deposits Last Updated December 18, 2025 Effective December 22, 2025
Product Features
- Other Additional Information: A certificate account only
- Digital Banking Additional Information: View only access
- Notifications
- Other Additional Information: Early redemption - 31 calendar days notice required
Product Eligibility
- Residency Status - Australian Citizen Or A Permanent Resident Of Australia Or Otherwise Approved.
- Business Additional Information: A domestic business with an ABN or ACN where relevant (e.g. company, sole trader, partnership, association, trust)
- Natural Person Additional Information: Available for personal use
Bank Fees and Charges
- Cheque Dishonour (Event), Amount: 9.00. Additional Information: Payable when a cheque drawn by you or deposited by you that has not been accepted by us or another financial institution.
- Direct Entry Dishonour (Event), Amount: 9.00. Additional Information: Payable when a direct entry (inward and outward) is dishonoured.
- Document Fee (Event), Amount: 60.00. Additional Information: $60.00 per hour (subject to minimum $10.00 per copy). Payable if you request copies of documents such as withdrawal forms or statements, or you ask us to verify a transaction performed on your Account e.g. evidence of a Visa Debit Card purchase.
- Financial Institution Cheque (Event), Amount: 2.50. Additional Information: Payable when you request us to issue a financial institution cheque.
- Miscellaneous Service Fee (Event), Amount: 60.00. Additional Information: $60.00 per hour. Payable if you request information not covered by the Document Fee.
- Overseas Telegraphic Transfer (outward) - Australian Currency (Event), Amount: 50.00. Additional Information: Payable if we assist you send funds electronically overseas in Australian dollars.
- Overseas Telegraphic Transfer (outward) - Foreign Currency (Event), Amount: 30.00. Additional Information: Payable if we assist you send funds electronically overseas in a foreign currency.
- Physical Foreign Currency (Transaction), Amount: Not Listed.. Additional Information: 1% of Australian currency equivalent amount. Payable when physical foreign currency is issued or purchased.
- Unclaimed Monies Fee (Variable), Amount: 20.00. Additional Information: The lessor $20.00 or account balance. Payable when an account is classified as dormant.
- Reference Fee (Event), Amount: 9.00. Additional Information: Payable each time the account becomes overdrawn without our prior agreement.
Limitations & Restrictions (Constraints)
- Opening Balance of 1000.00 Additional Information: Minimum opening balance $1,000.00
- Min Balance of 1000.00 Additional Information: Minimum balance $1,000.00
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