
Business Term Deposit
Lock away your money for a period of time and get a guaranteed return
Category: Term Deposits Last Updated December 18, 2025 Effective December 22, 2025
Product Features
- Other Additional Information: The reassurance of a guaranteed return on your investment.
- Other Additional Information: Avoid market fluctuations with a specific amount locked away at a fixed interest rate (with no immediate access to funds during the term)
- Other Additional Information: Choose a term length that matches your business cycle
- Other Additional Information: Add 0.10% p.a. to these rates if you're already with BankSA and opening or renewing online. It?s only available to existing customers who bank online and in the app.
- Other Additional Information: Earn Interest: Interest can be paid at maturity, annually, half yearly or monthly.
- Other Additional Information: Flexibility : Flexible maturity options from 1 month to 5 years.
- Other Additional Information: Business customers are eligible to open an account and can open account either by Branch, Phone, online.
- Other Additional Information: Opening Confirmation, Maturity, Reinvestment and Repayment advices are sent as regular advices
- Digital Banking Additional Information: Internet Banking, Phone Banking, Branch banking , Bank @post options are available
- Other Additional Information: Interest payment options are available
Product Eligibility
- Min Age - 18. Additional Information: 18+ years old
- Business Additional Information: Operating in Australia with an Australian address.
- Other Additional Information: You must be an existing BankSA banking customer
- Other Additional Information: Online application and online bonus rate available for personal customers and sole traders only.
Limitations & Restrictions (Constraints)
- Min Balance of 1000.00 Additional Information: Minimum Opening Balance
- Max Balance of 2000000.00 Additional Information: Maximum Balance
Document Downloads
fixed-td-terms.pdf (373.5 KB)
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