RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  New Car Loan

NEW CAR LOAN
Category: Personal Loans  Last Updated November 2, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
6.89% PA
Comparison Rate
7.26%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Npp Enabled
  • Redraw Additional Information: $0 Redraw fee
  • Other Additional Information: $0 Monthly Fee
  • Other Additional Information: Early repayments without penalty
  • Other Additional Information: Loan Period up to 7 years

Product Eligibility

  • Min Age - 18.
  • Residency Status - Must Be An Australian Citizen Or Permanent Resident.
  • Other Additional Information: Lending criteria, terms and conditions apply
  • Other Additional Information: Registrable vehicles less than 5 years of age only

Bank Fees and Charges

  • Vehicle Loan Establishment Fee (Event), Amount: 265.00. Additional Information: Includes REVS check

 Limitations & Restrictions (Constraints)

  • Min Limit of 5000.00
  • Max Limit of 120000.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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