NAB Personal Loan
With our unsecured personal loans, you can buy a new car, travel overseas, renovate your home, consolidate your debts and more.
Category: Personal Loans Last Updated December 19, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information The rate displayed is the minimum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch.
Interest Rate
7.00% PA
7.00% PA
Comparison Rate
8.05%PA*
8.05%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Fixed Rate Loan Maximum Rate
Minimum: 12 MONTH Maximum: 84 MONTH
- Lending Rate Type: Fixed
- Interest Rate: 21.00%, Comparison Rate 21.88%
- Repayment Type: Principal And Interest
- Loan Purpose:
Product Features
- Redraw
- Digital Banking
- Extra Repayments
- Notifications Additional Information: SMS updates on the progress of their application, as well as SMS reminders when their repayments are due
Product Eligibility
- Natural Person
- Residency Status - An Australian Or New Zealand Citizen, An Australian Permanent Resident Or Have An Acceptable Temporary Residency Visa.
- Min Age - 18. Additional Information: 18 years or older
- Other Additional Information: Lending criteria apply
Bank Fees and Charges
- Application Fee (Upfront), Amount: 250.00.
- Monthly Fee (Periodic), Amount: 15.00.
Limitations & Restrictions (Constraints)
- Max Limit of 55000.00 Additional Information: All loans must be in multiples of $100.
- Min Limit of 5000.00 Additional Information: All loans must be in multiples of $100.
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