Green Upgrades Loan (with mortgage)

General Lending Rates

Product Features

• Redraw Additional Information: Free access to your cash with our redraw facility (minimum $100 redraw amount)

• Other Additional Information: 1 to 7 years

• Other Additional Information: Flexible repayment options weekly, fortnightly or monthly

• Card Access Additional Information: You can make extra repayments or repay your loan in full at any time. Extra repayments may enable you to redraw funds, subject to conditions

• Digital Banking Additional Information: 24/7 access via internet banking and mobile app

• Other Additional Information: Increase your existing loan for an effective way to get access to extra funds

• Other Additional Information: Quarterly e-Statements only

• Other Additional Information: Principal and interest only

Product Eligibility

• Min Age - 18. Additional Information: Individuals must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older

• Employment Status - Employed.

• Residency Status - Permanent Resident. Additional Information: You must be an Australian citizen or permanent resident to apply

• Other Additional Information: Applications for credit are subject to the Bank's eligibility and suitability criteria and normal credit approval process.

• Other Additional Information: Eligible loan purposes include: (1) Solar appliances, photo voltaic (PV) panels, systems & battery storage, (2) Solar or energy efficient hot water systems, (3) EV charging infrastructure, (4) Energy efficient appliances and lighting, (5) Home ventilation systems, (6) Insulation materials to reduce heating or cooling costs, (7) Double glazing windows, or (8) Rainwater tanks

• Other Additional Information: Any energy upgrades must be installed by an accredited technician.

• Other Additional Information: Interest rate applies for existing mortgage holders with the bank

Bank Fees and Charges

• Late Payment Fee (Event), Amount: 15.00. Additional Information: A fee charged when you don't make your minimum monthly payment, plus any overdue amount

• Default Notice Fee (Event), Amount: 50.00. Additional Information: A fee charged if you default on your repayments and we issue a default notice

 Limitations & Restrictions (Constraints)

• Opening Balance of 1000.00

• Min Balance of 50000.00