RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  Green Personal Loan

The Green Personal Loan features a heavily discounted rate to encourage you to opt for greener solutions. If you re looking to go environmentally friendly, this is the loan for you.
Category: Personal Loans  Last Updated October 23, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information The comparison rate is calculated on a loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
6.49% PA
Comparison Rate
6.63%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Redraw
  • Digital Banking
  • Npp Enabled

Product Eligibility

  • Natural Person
  • Other Additional Information: For environmental projects only

Bank Fees and Charges

  • 100 Establishment Fee (Upfront), Amount: 100.00.

 Limitations & Restrictions (Constraints)

  • Min Balance of 1000.00
  • Min Balance of 30000.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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