Personal Loan
Debt Consolidation
Category: Personal Loans Last Updated April 22, 2024 Effective December 22, 2025
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
9.95% PA
9.95% PA
Comparison Rate
10.27%PA*
10.27%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Redraw
- Digital Banking
- Npp Enabled
- Other Additional Information: eStatements available
- Other Additional Information: No Monthly Fees
- Other Additional Information: Maximum 7 years
Product Eligibility
- Other Additional Information: You must be a member and resident of Australia
- Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..
- Min Age - 18.
Bank Fees and Charges
- Personal Loan Application Fee (Event), Amount: 195.00.
- Personal Loan Default Notice (Event), Amount: 50.00.
- Arrears Letter (Event), Amount: 30.00.
- Otc Redraw Fee (Event), Amount: 15.00. Additional Information: First one free per month. Free via Internet Banking and Telephone Banking
- Security Admin Fee (Event), Amount: 25.00. Additional Information: PPSR Fee
- Security Variation Fee (Event), Amount: 8.00. Additional Information: Cost to change a security on Personal Loan
Limitations & Restrictions (Constraints)
- Min Balance of 1000.00
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