Personal Loan

General Lending Rates

Product Features

• Other Additional Information: Quick approval process.

• Other Additional Information: Choice of 1-7 years.

• Other Additional Information: Repayments Weekly, fortnightly, monthly.

• Other Additional Information: No exit fee.

• Other Additional Information: No early repayment fee.

• Unlimited Txns Additional Information: Can make extra repayments.

• Redraw Additional Information: Free redraw.

• Digital Banking Additional Information: Quick and easy online application.

• Digital Banking Additional Information: Redraw facility available online

Product Eligibility

• Residency Status Additional Information: Australian residents only.

• Min Age Additional Information: 18

• Natural Person Additional Information: Not available for non personal borrowers.

• Other Additional Information: Individuals must have capacity.

• Other - Security.. Additional Information: Motor Vehicle/Motor Cycle.

• Other - Purpose.. Additional Information: New/Used.

Bank Fees and Charges

• Default Notice (enforcement Notice) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to a default on a loan

• Personal Loan Service Fee (Periodic), Amount: 10.00. Additional Information: This fee is charged on the last day of each month during the loan term.

• Registration Fee (security) (Event), Amount: 6.00. Additional Information: Payable on registration of loan security

• Processing Fee (security) (Event), Amount: 50.00. Additional Information: Payable on registration of loan security

• Loan Variation Fee (Event), Amount: 50.00. Additional Information: Payable when the loan conditions are varied at the request of the loan holder

• Arrears Reminder Notice Fee (per Letter) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to arrears on a loan

 Limitations & Restrictions (Constraints)

• Min Limit of $1,000.00