Used Car Loan
Whether it’s your first car, a second car, motorcycle or a total change of the type of vehicle, there’s nothing quite like the feeling of being given the keys to your new set of wheels.
Category: Personal Loans Last Updated July 21, 2025 Effective December 20, 2010
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information Choose a loan term from one to seven years
Interest Rate
6.19% PA
6.19% PA
Comparison Rate
6.97%PA*
6.97%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Other Additional Information: Quick approval process.
- Other Additional Information: Choice of 1-7 years.
- Other Additional Information: Repayments Weekly, fortnightly, monthly.
- Other Additional Information: No exit fee.
- Other Additional Information: No early repayment fee.
- Unlimited Txns Additional Information: Can make extra repayments.
- Redraw Additional Information: Free redraw.
- Digital Banking Additional Information: Quick and easy online application.
- Digital Banking Additional Information: Redraw facility available online
Product Eligibility
- Residency Status Additional Information: Australian residents only.
- Min Age Additional Information: 18
- Natural Person - Lending Criteria.. Additional Information: Not available for non personal borrowers.
- Other Additional Information: Individuals must have capacity.
- Business - Security. Additional Information: Motor Vehicle/Motor Cycle.
Bank Fees and Charges
- Personal Loan Service Fee (Periodic), Amount: 10.00. Additional Information: This fee is charged on the last day of each month during the loan term.
- Registration Fee (security) (Event), Amount: 6.00. Additional Information: Payable on registration of loan security
- Processing Fee (security) (Event), Amount: 50.00. Additional Information: Payable on registration of loan security
- Loan Variation Fee (Event), Amount: 50.00. Additional Information: Payable when the loan conditions are varied at the request of the loan holder
- Arrears Reminder Notice Fee (per Letter) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to arrears on a loan
- Default Notice (enforcement Notice) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to a default on a loan
Limitations & Restrictions (Constraints)
- Min Limit of $1,000.00
- Max Limit of $250,000.00 Additional Information: Secured by motor vehicle
- Max Balance of $100,000.00 Additional Information: unsecured
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