RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

    Booking    Contact    (02) 8006 8300

  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  Green Loan Secured

Our Green Loan is available for non-members and members seeking to purchase any eligible green product that provides a benefit to the environment. The minimum loan amount is $5,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for consumer purpose.
Category: Personal Loans  Last Updated July 30, 2025  Effective February 11, 2025

General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate
6.14% PA
Comparison Rate
6.49%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

  • Redraw
  • Other Additional Information: Unlimited extra repayments
  • Other Additional Information: Early repayment (no penalty)

Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Citizen Or Permanent Resident.

Bank Fees and Charges

  • Personal Loan Application (Upfront), Amount: 250.00.
  • Increase To An Existing Personal Loan (Event), Amount: 250.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 5000.00
  • Max Limit of 100000.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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