RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

    Booking    Contact    (02) 8006 8300

  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  Staff Personal Loan

Staff Personal Loan
Category: Personal Loans  Last Updated December 6, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information
Interest Rate
6.90% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Digital Banking
  • Npp Enabled
  • Redraw

Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Australia.
  • Staff

Bank Fees and Charges

  • Settlement Disbursement Fee (Upfront), Amount: 5.00.
  • Personal Ln Establishment Fee (Upfront), Amount: 300.00.
  • Mortgage Discharge Fee (Transaction), Amount: 160.00.
  • Ppsr Security Interest Fee (Upfront), Amount: 50.00.
  • Property Search Fee (Upfront), Amount: 30.00.
  • Manual Arrears Transfer Fee (Event), Amount: 5.00.
  • Arrears Reminder Fee (Event), Amount: 5.00.
  • Final Notice Of Demand (Event), Amount: 40.00.
  • Real Time Transfer/npp Fee (Upfront), Amount: 20.00.
  • Loan Redraw Fee (Transaction), Amount: 20.00.
  • Loan Redraw Fee (Transaction), Amount: 0.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 500.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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