Personal Car Loan
Personal Car Loan
Category: Personal Loans Last Updated December 6, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information VEHICLE 2YO OR LESS
Interest Rate
8.50% PA
8.50% PA
Comparison Rate
8.93%PA*
8.93%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
USER-INPUT-RATE/MV>2YO<=4YO
Minimum: $10000.00 Maximum: $
- Lending Rate Type: Variable
- Interest Rate: 9.50%, Comparison Rate 9.93%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
USER-INPUT-RATE/MV>4YO<=7YO
Minimum: $10000.00 Maximum: $
- Lending Rate Type: Variable
- Interest Rate: 10.50%, Comparison Rate 10.94%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
Product Features
- Digital Banking
- Extra Repayments Additional Information: There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.
- Npp Enabled
- Redraw
Product Eligibility
- Min Age - 18.
- Natural Person
- Residency Status - Australia.
Bank Fees and Charges
- Loan Renegotiation Fee (Event), Amount: 150.00.
- Settlement Disbursement Fee (Upfront), Amount: 5.00.
- Personal Ln Establishment Fee (Upfront), Amount: 300.00.
- Ppsr Security Interest Fee (Upfront), Amount: 50.00.
- Manual Arrears Transfer Fee (Event), Amount: 5.00.
- Arrears Reminder Fee (Event), Amount: 5.00.
- Final Notice Of Demand (Event), Amount: 40.00.
- Real Time Transfer/npp Fee (Upfront), Amount: 20.00.
- Loan Redraw Fee (Transaction), Amount: 20.00.
- Loan Redraw Fee (Transaction), Amount: 0.00.
Limitations & Restrictions (Constraints)
- Min Limit of 10000.00
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