RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  Everyday Business

Everyday Business
Category: Overdrafts  Last Updated November 15, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
10.42% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Eligibility

  • Business

Bank Fees and Charges

  • Company Search (Upfront), Amount: 50.00.
  • Title Search (Upfront), Amount: 49.50.
  • Bank Production (Upfront), Amount: 150.00.
  • Withdrawal Of Caveat (Upfront), Amount: 100.00.
  • Asic Lodgement (Upfront), Amount: 50.00.
  • Bank Cheque (Upfront), Amount: 15.00.
  • Discharge Of Mortgage (Upfront), Amount: 200.00.

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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