Classic Plus Overdraft $250,000.00 and Above
Classic Plus Overdraft $250,000.00 and Above
Category: Overdrafts Last Updated October 14, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
7.54% PA
7.54% PA
Comparison Rate
0.00%PA*
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Other Additional Information: No monthly fees
- Insurance
- Other Additional Information: Access funds up to your approved limit without applying for a new loan
Product Eligibility
- Min Age - 18.
- Other Additional Information: LVR up to 80%
Bank Fees and Charges
- Construction Settlement Fee (Upfront), Amount: 295.00. Additional Information: Applies once only per construction loan facility
- Split Loan Fee (Event), Amount: 25.00. Additional Information: Applies per additional loan split and waived on the classic plus package
- Top Up Fee (Event), Amount: 200.00. Additional Information: Applies when further lending is requested and applied to a current QBANK loan limit. Payable at the time the top-up is funded.Waived on the classic plus package
- Standard Settlement Fee (Upfront), Amount: 195.00. Additional Information: Applies once only per standard loan facility and waived on the classic plus package.
Limitations & Restrictions (Constraints)
- Min Limit of 250000.00
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