RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

    Booking    Contact    (02) 8006 8300

  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  Business Overdraft Account

Combine the security of funds on hand and the flexibility to cover your cash flow requirements with a Business Overdraft Account.
Category: Overdrafts  Last Updated June 19, 2023  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
14.33% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Digital Banking

Product Eligibility

  • Business

Bank Fees and Charges

  • Variation Fee (Event), Amount: 300.00.
  • Monthly Account Keeping Fee (Periodic), Amount: 55.00. Additional Information: For overdraft limits of up to $200,000
  • Monthly Account Keeping Fee (Periodic), Amount: 90.00. Additional Information: For overdraft limits from $200,001 to $500,000
  • Monthly Account Keeping Fee (Periodic), Amount: 140.00. Additional Information: For overdraft limits from $500,001 to $1,000,000
  • Monthly Account Keeping Fee (Periodic), Amount: 170.00. Additional Information: For overdraft limits over $1,000,001
  • Overdraft Limit Repayment & Cancellation Admin Fee (Event), Amount: 150.00.
  • Application Fee (Upfront), Amount: Not Listed..

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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