Home Equity Access
Home Equity Access
Category: Overdrafts Last Updated December 22, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information
Interest Rate
7.56% PA
7.56% PA
Comparison Rate
0.00%PA*
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
USER-INPUT-RATE/$50K-$150K
Minimum: $50000.00 Maximum: $149999.00
- Lending Rate Type: Variable
- Interest Rate: 7.86%, Comparison Rate 0.00%
- Repayment Type: Interest Only
- Loan Purpose: Investment
Product Features
- Additional Cards
- Card Access
- Digital Banking
- Digital Wallet
- Npp Enabled
- Npp Payid
- Overdraft
- Unlimited Txns
Product Eligibility
- Min Age - 18.
- Natural Person
- Residency Status - Australia.
Bank Fees and Charges
- Emergency Card Issue Fee (Event), Amount: 15.00.
- Security Token (Event), Amount: 20.00.
- Home Equity Base Bal Fee (Periodic), Amount: 5.00.
- Agency Withdrawal Fee (Event), Amount: 10.00.
- Elec Outbound Rejection Fee (Event), Amount: 5.00.
- Duplicate Statement Fee (Event), Amount: 5.00.
- Card Dispute Fee (Event), Amount: 33.00.
- Bpay Error Correction Fee (Event), Amount: 11.50.
- Atm Transaction Fee (Event), Amount: 1.00.
- Eftpos Decl Trans Fee (Transaction), Amount: 0.00.
- Replacement Card Fee (Event), Amount: 10.00.
- Safe Custody Fee (Event), Amount: 25.00.
- Audit Certificate Fee (Event), Amount: 25.00.
- Piggy Bank (Event), Amount: 5.00.
- Home Equity Withdrawal Fee (Transaction), Amount: 1.50.
- Presented Cheque Fee (Transaction), Amount: 0.75.
- Non Ccu Atm Transaction Fee (Event), Amount: 1.50.
- Non Ccu Atm Decl Trans Fee (Event), Amount: 1.50.
- Non Ccu Atm Bal Enq Fee (Event), Amount: 1.50.
- Credit Card Annual Fee (Event), Amount: 75.00.
- Atm Direct Charge (Event), Amount: 0.00.
- Cu Solicitor Mtg Discharge Fee (Transaction), Amount: 198.00.
- Mortgage Discharge Fee (Transaction), Amount: 110.00.
- Non Coastline Atm Wdl Fee (Transaction), Amount: 0.00.
- Staff Assisted Electronic Pmnt (Transaction), Amount: 2.25.
- Honour Fee (Event), Amount: 5.00.
- Dishonour Fee (Event), Amount: 5.00.
- Real Time Transfer Fee (Event), Amount: 20.00.
- Overseas Atm Wdl Fee (Transaction), Amount: 5.00.
- Loan Establishment Fee (Upfront), Amount: 300.00.
- Settlement Disbursement Fee (Upfront), Amount: 5.00.
- Cu Solicitor Mtg Discharge Fee (Transaction), Amount: 380.00.
- Mortgage Discharge Fee (Transaction), Amount: 250.00.
- Ppsr Security Interest Fee (Upfront), Amount: 50.00.
- Property Search Fee (Upfront), Amount: 30.00.
- Manual Arrears Transfer Fee (Event), Amount: 5.00.
- Arrears Reminder Fee (Event), Amount: 5.00.
- Final Notice Of Demand (Event), Amount: 40.00.
- Real Time Transfer/npp Fee (Upfront), Amount: 20.00.
Limitations & Restrictions (Constraints)
- Min Limit of 50000.00
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