Business overdraft (secured)
An overdraft facility to assist with day to day cash flow, secured by real estate
Category: Overdrafts Last Updated July 2, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information https://cairnsbank.com.au/banking/business-banking/secured-overdrafts/
Interest Rate
7.25% PA
7.25% PA
Comparison Rate
0.00%PA*
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Eligibility
- Natural Person
- Business
Bank Fees and Charges
- Account Keeping Fee (Periodic), Amount: 12.00.
- Application Fee (Upfront), Amount: 200.00.
- Arrears Fee (Periodic), Amount: 25.00. Additional Information: For loans in arrears two month or more
- Corporate Cheque (Event), Amount: 10.00.
- Bank Cheque Fee (Event), Amount: 12.00. Additional Information: Payable for each cheque from a Bank (other than Cairns Bank) you request
- Discharge Preparation Fee (Event), Amount: 60.00. Additional Information: When the balance is repaid in full and a Form 3 is prepared
- Discharge Settlement Fee (Event), Amount: 100.00. Additional Information: When required to attend at settlement
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