Up Home Loan
Up Home is a simple loan that works seamlessly with your Up banking. Starting from 10% LVR, it’s first time owner friendly too. Use the Up features you love to own your own home faster.
Category: Home Loans Last Updated December 18, 2025 Effective March 16, 2022
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Variable rate
Interest Rate
5.20% PA
5.20% PA
Comparison Rate
5.20%PA*
5.20%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Product Features
- Digital Banking Additional Information: Apply for and manage your Up Home loan online through Up’s mobile banking application.
- Extra Repayments
- Offset Additional Information: Use your Up spending account and Savers as offsets.
- Redraw
Product Eligibility
- Min Age - 18.
- Residency Status - Australian Resident.
- Other - Credit And Lending Criteria Apply.
Bank Fees and Charges
- Bank Cheque Fee (Event), Amount: 12.75.
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