Premier HL Fixed Interest Rate
Our most popular loan product.
Category: Home Loans Last Updated December 9, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Owner Occupier Rate - 2 years
Interest Rate
4.99% PA
4.99% PA
Comparison Rate
5.73%PA*
5.73%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Product Features
- Digital Banking Additional Information: Access your accounts 24/7 with our Mobile App and Online Banking.
- Npp Enabled Additional Information: This product can receive Osko payments in realtime.
- Offset Additional Information: Offset facility available up to $50,000.
- Other Additional Information: Weekly, fortnightly or monthly repayments options.
- Redraw Additional Information: Redraw facility availble up to $50,000, redraw fees may apply.
Product Eligibility
- Min Age - 18.
- Residency Status - Australian Resident. Additional Information: This product is only available to members who have a residential address in Australia.
Bank Fees and Charges
- Company Search (Upfront), Amount: 50.00.
- Title Search (Upfront), Amount: 49.50.
- Bank Production (Upfront), Amount: 150.00.
- Withdrawal Of Caveat (Upfront), Amount: 100.00.
- Asic Lodgement (Upfront), Amount: 50.00.
- Bank Cheque (Upfront), Amount: 15.00.
- Discharge Of Mortgage (Upfront), Amount: 200.00.
- Redraw Fee (Transaction), Amount: 0.00.
- Loan Establishment Fee (Upfront), Amount: 250.00.
Limitations & Restrictions (Constraints)
- Min Limit of 200000.00 Additional Information: Minimum loan amount is $200,000.00
Document Downloads
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