Simple Home Loan
Enjoy your new home with our Simple Home Loan
Category: Home Loans Last Updated December 22, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Finance especially for first home buyers.
Interest Rate
5.79% PA
5.79% PA
Comparison Rate
6.19%PA*
6.19%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Digital Banking Additional Information: Access your accounts 24/7 with our Mobile App and Online Banking.
- Npp Enabled Additional Information: This product can receive Osko payments in realtime.
- Other Additional Information: Weekly, fortnightly or monthly repayments options.
Product Eligibility
- Min Age - 18.
- Residency Status - Australian Resident. Additional Information: This product is only available to members who have a residential address in Australia.
Bank Fees and Charges
- Discharge Of Mortgage (Upfront), Amount: 200.00.
- Redraw Fee (Transaction), Amount: 0.00.
- Loan Establishment Fee (Upfront), Amount: 250.00.
- Annual Home Loan Fee (Periodic), Amount: 395.00.
Limitations & Restrictions (Constraints)
- Min Limit of 200000.00 Additional Information: Minimum loan amount is $200,000.
Document Downloads
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