Optimum Investor 1 Year Fixed Rate Home Loan
Optimum Investor 1 Year Fixed Rate Home Loan
Category: Home Loans Last Updated December 16, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information
Interest Rate
5.20% PA
5.20% PA
Comparison Rate
5.78%PA*
5.78%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Product Features
- Digital Banking Additional Information: Internet Banking & App
- Notifications Additional Information: Alerts
- Npp Enabled
- Redraw
- Other Additional Information: Maximum loan term is 30 years
- Extra Repayments Additional Information: Additional Repayments - Up to $20,000 per year in addition to the contractual repayments
- Other Additional Information: Weekly/Fortnightly & Monthly repayment options
- Other Additional Information: No application, Establishment, Redraw or monthly fees for the term of the loan
- Other Additional Information: Split loan with Fixed/Variable options
Product Eligibility
- Min Age - 18.
- Natural Person
- Residency Status - Australian Citizen Or Permanent Resident.
Bank Fees and Charges
- Land Title Search Fee (Event), Amount: 17.10. Additional Information: Payable to Third Party
- Service Fee (Event), Amount: 9.00. Additional Information: SWSCU service fee for searches
Limitations & Restrictions (Constraints)
- Max Limit of Additional Information: 2500000
- Min Limit of Additional Information: 1000
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