RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

    Booking    Contact    (02) 8006 8300

  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  Investment Standard Variable Home Loan

Investment Standard Variable Home Loan
Category: Home Loans  Last Updated December 16, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information
Interest Rate
6.15% PA
Comparison Rate
6.15%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Digital Banking Additional Information: Internet Banking & App
  • Redraw
  • Offset
  • Other Additional Information: Maximum loan term is 30 years
  • Other Additional Information: No application, establishment or monthly fees for the term of the loan
  • Extra Repayments Additional Information: No fee for additional repayments
  • Other Additional Information: Weekly, Fortnightly or Monthly repayment options
  • Notifications

Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Citizen Or Permanent Resident.
  • Natural Person

Bank Fees and Charges

  • Land Title Search Fee (Event), Amount: 17.10. Additional Information: Payable to Third Party
  • Service Fee (Event), Amount: 9.00. Additional Information: SWSCU service fee for searches

 Limitations & Restrictions (Constraints)

  • Max Limit of Additional Information: 2500000
  • Min Limit of Additional Information: 1000

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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