2 Year Fixed Home Loan

General Lending Rates

Product Variations

• Lending Rate Type: Fixed
• Interest Rate: 4.99%, Comparison Rate 6.89%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

Product Features

• Extra Repayments Additional Information: No penalty for extra repayments up to $30,000.00

• Other Additional Information: No monthly fees

• Insurance

• Other Additional Information: We've got your valuation and mortgage legal fees covered up to the value of $700

• Redraw Additional Information: Free online redraw for P&I loans

• Other Additional Information: Split Loan

Product Eligibility

• Min Age - 18.

Bank Fees and Charges

• Home Loan Establishment Fee (Upfront), Amount: 700.00. Additional Information: waived on the classic plus package

• Standard Settlement Fee (Upfront), Amount: 195.00. Additional Information: Applies once only per standard loan facility and waived on the classic plus package.

• Construction Settlement Fee (Upfront), Amount: 295.00. Additional Information: Applies once only per construction loan facility

• Split Loan Fee (Event), Amount: 25.00. Additional Information: Applies per additional loan split and waived on the classic plus package

• Fixed Interest Rate Cap Fee (Event), Amount: Not Listed.. Additional Information: Payable if you wish to lock a fixed interest rate at the time of application for 60 days. The fee is deducted from loan proceeds at settlement.

• Paper Redraw Fee (Event), Amount: 25.00. Additional Information: Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking

 Limitations & Restrictions (Constraints)

• Min Limit of 150000.00