BOS Basic Investment Home Loan
Make an investment in property simply with our straight-forward, low interest BOS Basic Investment Home Loan.
Category: Home Loans Last Updated December 11, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information
Interest Rate
5.54% PA
5.54% PA
Comparison Rate
5.58%PA*
5.58%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
up to 80%
Minimum: 0.7 PERCENT Maximum: 0.8 PERCENT
- Lending Rate Type: Variable
- Interest Rate: 5.84%, Comparison Rate 5.79%
- Repayment Type: Interest Only
- Loan Purpose: Investment
up to 70%
Minimum: 0.6 PERCENT Maximum: 0.7 PERCENT
- Lending Rate Type: Variable
- Interest Rate: 5.84%, Comparison Rate 5.79%
- Repayment Type: Interest Only
- Loan Purpose: Investment
up to 60%
Minimum: 0.5 PERCENT Maximum: 0.6 PERCENT
- Lending Rate Type: Variable
- Interest Rate: 5.79%, Comparison Rate 5.74%
- Repayment Type: Interest Only
- Loan Purpose: Investment
up to 50%
- Lending Rate Type: Variable
- Interest Rate: 5.79%, Comparison Rate 5.74%
- Repayment Type: Interest Only
- Loan Purpose: Investment
up to 70%
Minimum: 0.6 PERCENT Maximum: 0.7 PERCENT
- Lending Rate Type: Variable
- Interest Rate: 5.74%, Comparison Rate 5.78%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
up to 60%
Minimum: 0.5 PERCENT Maximum: 0.6 PERCENT
- Lending Rate Type: Variable
- Interest Rate: 5.54%, Comparison Rate 5.58%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
up to 50%
- Lending Rate Type: Variable
- Interest Rate: 5.54%, Comparison Rate 5.58%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
Product Features
- Redraw Additional Information: Redraw facility is available
- Digital Banking
- Extra Repayments Additional Information: Unlimited additional repayments
Product Eligibility
- Min Age - 18.
- Natural Person
- Residency Status - Australian Permanent Resident Or Citizen. Residential Address Must Be In Australia..
- Other Additional Information: Lending Criteria applies
- Other Additional Information: Available to Companies in their own capacity or as Trustees for a Trust
Bank Fees and Charges
- Application Fee (Upfront), Amount: 0.00.
- Discharge Of Mortgage Fee (Event), Amount: 400.00. Additional Information: Excludes legal costs
- Settlement Fee (Upfront), Amount: 200.00. Additional Information: Payable at settlement of new loan, variations and top ups to existing loans do not incur this fee.
- Variation Fee (Event), Amount: 300.00.
- Legal Fee (Upfront), Amount: 250.00. Additional Information: $100.00 per additional security
Limitations & Restrictions (Constraints)
- Min Limit of 100000
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