Expect More Home Loan Owner Occupied - Fixed
Need a few more features than the standard home loan? Our Expect More Home Loan is the one for you.
Category: Home Loans Last Updated August 22, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Owner Occupied, Principal and Interest
Interest Rate
6.99% PA
6.99% PA
Comparison Rate
5.68%PA*
5.68%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Product Features
- Digital Banking
- Other Additional Information: Available for Construction purposes
Product Eligibility
- Min Age - 18.
- Residency Status - Australian Permanent Resident Or Citizen. Residential Address Must Be In Australia..
- Natural Person
- Other Additional Information: Lending Criteria applies
Bank Fees and Charges
- Package Fee (Periodic), Amount: 125.00. Additional Information: Charged on variable rates only
- Discharge Of Mortgage Fee (Event), Amount: 400.00. Additional Information: Excludes legal costs
- Settlement Fee (Upfront), Amount: 200.00. Additional Information: Payable at settlement of new loan, variations and top ups to existing loans do not incur this fee.
- Variation Fee (Event), Amount: 300.00.
- Legal Fee (Upfront), Amount: 250.00. Additional Information: $100.00 per additional security
Limitations & Restrictions (Constraints)
- Min Limit of 100000 Additional Information: Minimum aggregated total loan amount $100,000.00
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