3 Year Fixed Home Loan - Interest Only
Int Only Fixed 3 yrs
Category: Home Loans Last Updated December 19, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied Interest Only product. Additional Information
Interest Rate
5.24% PA
5.24% PA
Comparison Rate
5.83%PA*
5.83%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
>70% LVR
Minimum: 70.01 PERCENT Maximum: 90 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 5.39%, Comparison Rate 5.98%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
Product Features
- Digital Banking
- Npp Enabled
- Npp Payid
- Redraw
- Offset
- Extra Repayments
Product Eligibility
- Natural Person
Bank Fees and Charges
- 350 Establishment Fee (Upfront), Amount: 350.00.
- 150 Offset Fee (Periodic), Amount: 150.00. Additional Information: Only payable if OFFSET feature enabled
- Legal And Valuation Fees (Variable), Amount: 0.00. Additional Information: Third party costs including solicitors, valuers, agent fees & government charges including stamp duty, registration and any other fees we incur as applicable.
- Other Fees And Charges May Apply (Variable), Amount: 0.00. Additional Information: A full list of fees and charges will be provided if loan is approved. Visit: https://horizonbank.com.au/more/important-info/fees-and-charges/
■ ■ ■
Like this Mortgage Product?
Share on Facebook
Share on Twitter
Share on Linkdin
Share on Pinterest
