RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  First Home Buyer Loan - Investment

A variable residential investment loan ideal for first time investors who have not previously purchased property.
Category: Home Loans  Last Updated December 22, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information
Interest Rate
5.24% PA
Comparison Rate
5.24%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..
  >70% LVR
Minimum: 70.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.39%, Comparison Rate 5.39%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment

Product Features

  • Digital Banking
  • Redraw
  • Npp Enabled
  • Offset
  • Extra Repayments

Product Eligibility

  • Natural Person

 Limitations & Restrictions (Constraints)

  • Min Balance of 250000.00
  • Max Lvr of 0.95

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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