First Home Buyer Loan - Interest Only
Find your first home with our competitive interest only variable rate
Category: Home Loans Last Updated December 22, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information For Owner Occupier loan purpose with Interest Only repayments. The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
5.19% PA
5.19% PA
Comparison Rate
5.19%PA*
5.19%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
>70% LVR
Minimum: 70.01 PERCENT Maximum: 90 PERCENT
- Lending Rate Type: Variable
- Interest Rate: 5.34%, Comparison Rate 5.34%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
Product Features
- Digital Banking
- Npp Enabled
- Redraw
- Offset
- Extra Repayments
Product Eligibility
- Natural Person
Limitations & Restrictions (Constraints)
- Min Balance of 250000.00
- Max Lvr of 0.95
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