Home Equity Loan

General Lending Rates

Product Features

• Digital Banking

• Other Additional Information: Payments can be arranged weekly, fortnightly or monthly.

• Other Additional Information: Loan Terms up to 10 Years.

• Other Additional Information: Available for owner-occupied and investment loans.

• Other Additional Information: No early repayment fee for extra payments.

Product Eligibility

• Min Age - 18.

• Natural Person

• Residency Status - Loans Are Available To Members Of The Bank Who Are Permanent Residents Of Australia And Currently Live In Australia..

Bank Fees and Charges

• Establishment Fee (Upfront), Amount: 250.00.

• Document Fee (Upfront), Amount: 250.00.

• Lenders Mortgage Insurance (Upfront), Amount: Not Listed.. Additional Information: Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%.

• Mortgage Settlement Fee (Event), Amount: 450.00. Additional Information: Payable on payout of your mortgage loan to prepare the release of mortgage - waived if paid out due to sale or with own funds

• Loan Maintenance Fee (Periodic), Amount: 10.00.

• Val Fee - Propertyhub (Upfront), Amount: 50.00.

• Other Credit Fees (Event), Amount: Not Listed.. Additional Information: Refer to our Fees and Charges brochure for information on other fees and charges which may apply.

• Arrears Letter Fee - Second Arrears Letter (Event), Amount: 40.00.

• Arrears Letter Fee - Default Notice Prior To Enforcement (Event), Amount: 70.00.

 Limitations & Restrictions (Constraints)

• Max Lvr of 90.00

• Min Lvr of 0.00

Document Downloads

  brochure-account-access-facility.pdf (322.9 KB)
  brochure-fees-charges.pdf (463.1 KB)