Home Loan-Fixed

General Lending Rates

Product Variations

• Lending Rate Type: Fixed
• Interest Rate: 5.74%, Comparison Rate 7.89%
• Repayment Type: Principal And Interest
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 5.64%, Comparison Rate 7.65%
• Repayment Type: Principal And Interest
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 5.84%, Comparison Rate 7.69%
• Repayment Type: Principal And Interest
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 5.64%, Comparison Rate 7.44%
• Repayment Type: Principal And Interest
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 5.84%, Comparison Rate 7.50%
• Repayment Type: Principal And Interest
• Loan Purpose:

Product Features

• Digital Banking

• Offset

• Other Additional Information: Payments can be arranged weekly, fortnightly or monthly.

• Other Additional Information: Loan Terms up to 30 Years.

• Other Additional Information: Able to pay up to an extra $10,000 per year in addition to your contracted repayments.

• Redraw Additional Information: Redraw facility on owner-occupied home loans.

Product Eligibility

• Min Age - 18.

• Natural Person

• Residency Status - Loans Are Available To Members Of The Bank Who Are Permanent Residents Of Australia And Currently Live In Australia..

Bank Fees and Charges

• Mortgage Establishment Fee (Upfront), Amount: 250.00.

• Mortgage Document Fee (Upfront), Amount: 250.00.

• Lenders Mortgage Insurance (Upfront), Amount: Not Listed.. Additional Information: Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%.

• Switch Fee (Event), Amount: 300.00. Additional Information: Payable if you convert your existing loan to another interest category

• Mortgage Settlement Fee (Event), Amount: 450.00. Additional Information: Payable if you convert your existing loan to another interest category

• Loan Maintenance Fee (Periodic), Amount: 10.00.

• In Branch Redraw Fee (Event), Amount: 8.00.

• Online Redraw Fee (Event), Amount: 0.00.

• Rate Lock Fee (Event), Amount: 500.00. Additional Information: Charged when opting to lock in an approved fixed rate, for a term of up to 90 days.

• Val Fee - Propertyhub (Upfront), Amount: 50.00.

• Other Credit Fees (Event), Amount: Not Listed.. Additional Information: Refer to our Fees and charges brochure for information on other fees and charges which may apply.

• Arrears Letter Fee - Second Arrears Letter (Event), Amount: 40.00.

• Arrears Letter Fee - Default Notice Prior To Enforcement (Event), Amount: 70.00.

• Early Repayment Fee (Event), Amount: Not Listed.. Additional Information: Charged on Fixed Loans. Payable when breaking your fixed rate period. Refer to your Credit Contract for more details.

 Limitations & Restrictions (Constraints)

• Max Lvr of 95.00

• Min Lvr of 0.00

Document Downloads

  brochure-account-access-facility.pdf (322.9 KB)
  brochure-fees-charges.pdf (463.1 KB)