DHOAS Premier Low Rate

General Lending Rates

Product Variations

Product Features

• Digital Banking Additional Information: Quick and easy online application.

• Other Additional Information: No application fees.

• Other Additional Information: No monthly fees.

• Other Additional Information: No Annual fees.

• Other Additional Information: DHOAS home loan compatible.

• Other Additional Information: Australia-based Contact Centre

• Other Additional Information: Home Loan Consultants

• Extra Repayments Additional Information: No fees for extra repayments.

• Redraw Additional Information: Free loan redraw (min $100).

• Digital Banking Additional Information: Redraw facility available online

• Other Additional Information: Australian Government 5% Deposit Scheme

Product Eligibility

• Residency Status Additional Information: Australian residents only.

• Employment Status - To Be Eligible, You Must Meet Defence Home Ownership Assistance Scheme Eligibility Criteria. .. Additional Information: Restricted to eligible Defence Force members.

• Min Age Additional Information: 18

• Other - Lending Criteria.. Additional Information: Individuals must have capacity.

Bank Fees and Charges

• Default Notice (enforcement Notice) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to a default on a loan

• Arrears Reminder Notice Fee (per Letter) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to arrears on a loan

• Security Discharge Administration Fee (Event), Amount: 250.00. Additional Information: Payable when we process a discharge of a security over real property.

• Solicitors And Other Parties Actioning Requests (may Be Payable) (Event), Amount: 0.00. Additional Information: These fees and or charges may be payable and are determined by solicitors or other parties actioning requests. We are unable to ascertain these fees or charges up front until they charged, and they may vary.

 Limitations & Restrictions (Constraints)

• Max Balance of Residential Additional Information: Borrow up to 95% of the property value.

• Max Balance of Vacant Land/Refinance (1st mortgage only) Additional Information: Borrow up to 95% of the property value.