RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  Premier Investor Low Rate

The Premier Investor low rate home loan is a fuss-free approach to being handed the keys of your new home. Plus you have the freedom of unlimited redraws, and no monthly, annual, extra repayments or application fees.
Category: Home Loans  Last Updated November 24, 2025  Effective June 6, 2021

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information Premier Investor Low Rate ≤70.00% LVR
Interest Rate
5.59% PA
Comparison Rate
5.59%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

  • Other Additional Information: No application fees.
  • Other Additional Information: No monthly fees.
  • Other Additional Information: No Annual fees.
  • Other Additional Information: Australia-based Contact Centre.
  • Redraw Additional Information: Free loan redraw (min $100).
  • Extra Repayments Additional Information: No fees for extra repayments.
  • Other Additional Information: Home Loan Consultants

Product Eligibility

  • Other - Purchase/refinance Investment Home, Home Improvements Or Any Worthwhile Purpose - Excluding Construction.. Additional Information: Purpose
  • Residency Status Additional Information: Australian residents only.
  • Min Age Additional Information: 18
  • Other - Lending Criteria.. Additional Information: Individuals must have capacity.

Bank Fees and Charges

  • Arrears Reminder Notice Fee (per Letter) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to arrears on a loan
  • Default Notice (enforcement Notice) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to a default on a loan
  • Security Discharge Administration Fee (Event), Amount: 250.00. Additional Information: Payable when we process a discharge of a security over real property.
  • Solicitors And Other Parties Actioning Requests (may Be Payable) (Event), Amount: 0.00. Additional Information: These fees and or charges may be payable and are determined by solicitors or other parties actioning requests. We are unable to ascertain these fees or charges up front until they charged, and they may vary.

 Limitations & Restrictions (Constraints)

  • Max Balance of Residential Additional Information: Borrow up to 95% of the property value.
  • Max Balance of Vacant Land/Refinance Additional Information: Borrow up to 95% of the property value.

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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