Smart Home Loan
Whether you're a first homebuyer, or looking to expand along with your family, our friendly team will work with you to find the loan that best supports your goals.
Category: Home Loans Last Updated December 3, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information Secured by mortgage over Residential Property
Interest Rate
6.65% PA
6.65% PA
Comparison Rate
6.71%PA*
6.71%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Redraw
- Offset
- Digital Banking
- Other Additional Information: Maximum term 30 years
- Extra Repayments
- Other Additional Information: Split Loan allowed
Product Eligibility
- Residency Status - Australian Resident Only.
- Other Additional Information: Maximum LVR 95% subject to Lenders Mortgage Insurance approval
- Min Age - 18.
Bank Fees and Charges
- Mortgage Discharge Fee (Exit), Amount: 536.00. Additional Information: Discharge fees are paid on discharge
- Smart Home Loan Establishment Fee (Upfront), Amount: 822.00. Additional Information: Establishment fees paid on funding (Includes Mortgage Registration Fee)
Limitations & Restrictions (Constraints)
- Min Balance of 10000.00
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