Special 2 Year Fixed Rate Smart Home Loan
for those members who want certainty of repayments
Category: Home Loans Last Updated December 16, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Secured by Mortgage over Residential Property
Interest Rate
4.99% PA
4.99% PA
Comparison Rate
5.48%PA*
5.48%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Product Features
- Digital Banking
- Other Additional Information: At the end of the fixed rate period the loan can either be refixed or it transfers to the Premium Smart Home Loan
- Extra Repayments Additional Information: Up to $10,000 per year
- Other Additional Information: Split Loan allowed
Product Eligibility
- Min Age - 18.
- Residency Status - Australian Residency Only.
- Other Additional Information: Maximum LVR 95% subject to Lenders Mortgage Insurance approval
Bank Fees and Charges
- Mortgage Discharge Fee (Exit), Amount: 536.00. Additional Information: Discharge fees are paid on discharge
- Break Cost Fee (Transaction), Amount: 0.00. Additional Information: Fee may apply if part or all of the loan is repaid early
- Special 2 Year Fixed Rate Establishment Fee-mortgage Registration Fee (Event), Amount: 172.00.
Limitations & Restrictions (Constraints)
- Min Balance of 0.00
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