1-Year Fixed Home Loan Package Principal and Interest
Our 1 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395.
Category: Home Loans Last Updated December 4, 2025 Effective July 31, 2016
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate
5.19% PA
5.19% PA
Comparison Rate
5.88%PA*
5.88%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Product Features
- Other Additional Information: No loan application or monthly fee
- Extra Repayments Additional Information: Allowed up to $10,000 per year
- Redraw
- Guarantor
- Digital Banking
- Other Additional Information: Split Loans are available with eligible products
Product Eligibility
- Min Age - 18.
- Residency Status - Australian Citizen Or Permanent Resident.
Bank Fees and Charges
- Application Fee (Upfront), Amount: 0.00.
- Increase An Existing Home Loan Package (Event), Amount: 0.00.
- Annual Fee (Periodic), Amount: 395.00.
- Settlement Fee (Upfront), Amount: 0.00.
- Split Loan Fee (Event), Amount: 150.00.
- Split Loan Fee (Event), Amount: 100.00.
- Guarantor Application Fee (Event), Amount: 200.00.
- Rate Lock Fee (Event), Amount: 600.00.
Limitations & Restrictions (Constraints)
- Opening Balance of 150000.00
- Max Lvr of 0.97
Document Downloads
brc-1062-hl-int-rates.pdf (78.5 KB)
■ ■ ■
Like this Mortgage Product?
Share on Facebook
Share on Twitter
Share on Linkdin
Share on Pinterest
